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Bob Cooley

Bob Cooley

District Manager

2815 Mitchell Dr ., Suite 112, Walnut Creek, CA 94598
Own what matters
Own what matters

About Me

I was born and raised in Concord, CA and have lived my entire life in the East Bay area. I attended Ygnacio Valley High School, class of 1982 and moved on to Graduate from San Diego State University with a Bachelor of Science degree in Marketing with a minor in Finance.

I have been in the Mortgage industry for over 30 years. I truly love helping families find their Dream Home and helping them create a financing world that allows them to enjoy life.

When I am not passionately working on my clients financing needs, I love to be outdoors, golfing, entertaining in my backyard or traveling with my family in our motor home. I am a huge sports fan and love all Bay Area teams with a special love for my A’s and, Raiders and Warriors. My wife and I also love to be a part of our local community volunteering and donating to Non Profits like ARF, B Walker Ranch for Adults with Autism, Little League baseball, Love a Child, Monument Crisis Center and more.

I currently reside in Concord, California with my beautiful wife Tracey of 29 years. We have two wonderful children; Brandon and Megan.

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Meet my team

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The Cooley Team at Guild Mortgage is comprised of professionals dedicated to be the best in the business. We strive to deliver the finest client experience and do whatever it takes to get our clients successfully into their home. With over 100 years of combined experience we will ensure a smooth, on-time and successful close of escrow.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
Marley
Jun 10, 2024
Verified

I have built a great and honest relationship with Bryan and I believe that he takes his fiduciary responsibility seriously and will look out for me and my families best interests.
Wendy
May 06, 2024
Verified

Bryan is professional, but with a down to earth attitude that made the process go easier. We hit some hurdles along the way that worried us, but he remained confident throughout. He worked with my realtor to make owning this home a reality for us :)
Derek
Apr 29, 2024
Verified

Bryan was incredibly helpful and professional for my clients every step of the way. He was always in communication with me and my clients and was always available for us. I definitely will be using him again.
Theresa
Apr 08, 2024
Verified

Working with Chas and Bob was an absolute pleasure. Their unwavering support and expertise made the journey of purchasing our first home seamless and stress-free. Chas and Bob's guidance and consistent communication ensured that we were always well-informed about the next steps in the process, instilling confidence every step of the way. Their dedication to making the process easy and straightforward reflects their commitment to their clients' success and satisfaction. Thanks to Chas and Bob's assistance, we were able to navigate the complexities of buying a home with ease, setting a positive tone for this exciting new chapter in your life.
Andrew
Apr 08, 2024
Verified

Working with Bob was an absolute pleasure. His unwavering support and expertise made the journey of purchasing our first home seamless and stress-free. Bob's guidance and consistent communication ensured that we were always well-informed about the next steps in the process, instilling confidence every step of the way. His dedication to making the process easy and straightforward reflects his commitment to his clients' success and satisfaction. Thanks to Bob's assistance, we were able to navigate the complexities of buying a home with ease, setting a positive tone for this exciting new chapter in your life.
Kristen
Jan 12, 2024
Verified

Bryan and team made things very easy! They lowered my interest significantly and turned around everything in record time. I really appreciated their approach and to make it so quick and smooth. Know it takes a lot of work!

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Awards

Causes I'm
passionate about

causes
NMLS ID #235888
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;