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Experience -Trust - Knowledge - Communication

Let my experience guide be your Home!

About me

Thank you for visiting my website. I have over 20 years of mortgage lending experience and have closed thousands of loans during my career.  Mine and my team’s goal is to provide our clients and referral partners the absolute best experience – that “WOW” factor – by keeping them informed of every step of the loan process.  My expertise in the industry covers an array of loan products from Conventional, VA, FHA, and USDA loans to Jumbo Loans, Super Jumbo Loans and various Down Payment Assistance Programs. I am committed to serving all of your lending needs, and I take great pride in my ability to provide excellent customer service. I will work diligently with you to make your purchase or refinance as simple as possible, and I will strive to earn your referrals and future business. Please call me today or click on the "Apply Online" link to give me some basic information about yourself. I'm looking forward to hearing from you

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Meet my team

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Thank you for choosing us for one of the biggest steps in your life. Our team is now your team. We’re here to keep you updated, answer all of your questions and make sure you’re confident in every step you take. We have your back.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.9
5.0
NICOLE
Jan 06, 2025
Oakley, CA
Verified

Andy and his team are fantastic very communicative they get the job done in record time and show what true professionalism is .
S
Dec 27, 2024
Verified

Everything was done so smoothly and easily! Andy and his team made buying our first home so easy and quick!
Andy
Dec 24, 2024
Verified

Andy and his team made buying a house a seamless and stress free experience. Everything was explained so we can understand, he works hard to get the best for you and you feel that throughout the process. I highly recommend friends and family to him and his team and he treats you as such. I truly cannot thank them enough and will continue to work with him and the highly skilled team in the future.
Jessica
Dec 11, 2024
Verified

Working with Andy, Naba, and their incredible team has been a game-changer for us. They go above and beyond in every aspect, fighting for their clients when it feels like the odds are stacked against you—whether it’s dealing with appraisers, underwriters, or fluctuating rates. Their dedication and expertise shine through every step of the process. We’ve closed multiple loans with them, both personal and investment, and have confidently referred them to friends and family who have also had exceptional experiences. Andy and Naba truly care about delivering the best outcomes for their clients and ensure that the process is as smooth and stress-free as possible. If you’re looking for a team that genuinely fights for you and makes your home financing dreams a reality, look no further. They are simply the best!
Jane Z
Oct 26, 2024
Verified

Anders Scott made the process easy, with good communication and timely responses. Everything closed smoothly and on schedule. Highly recommend!
Maksim
Oct 21, 2024
San Diego, CA
Verified

Got it! Here’s a feedback message for your mortgage lender: I’m extremely grateful for all the help and support throughout the home-buying process. You made everything so much easier, always answering my questions and guiding me through each step. I couldn’t have asked for a better experience, thank you!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #230325
I am authorized to do business in the states of California, Idaho and North Carolina. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;