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Experience -Trust - Knowledge - Communication
Let my experience guide be your Home!

About me

As a mortgage originator in the industry for over 20 years, I have the experience and knowledge to guide you successfully and smoothly through the loan process.  My team and I are ready to assist you with finding the right financing for your needs.  I am well versed in all conventional, government, and Veteran Administration loans. Whether you are looking to purchase or refinance your first home, an investment property, or your forever home, Team Scott will help you to find the loan options that meet your financial goals.

My team and I pride ourselves on great communication, excellent customer service, and making sure our clients are happy with our services.  We work on a referral basis, so making sure our clients are happy is paramount to receiving referrals from our past clients.  We also have a great network of agents that we work with, so if you haven't found a great agent to work with yet, please don't hesitate to ask for someone in the areas that you are interested in.  

Our goal at Team Scott is to create clients for life!  I will always look out for the best interests of my clients, as they are the lifeblood of our business.  We look forward to wowing you with our knowledge, communication, and service, so that we can earn your business and that of your friends and family.  We know that when you refer someone, you are putting your reputation on the line, we are always cognizant of that, and want to make your referrals happy clients so they come back and say "thank you!" for referring them to true professionals.

Cheers!

Andy Scott
Team Scott 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Nicole
Feb 2, 2026
San Leandro, CA
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Always delivering!!! Thank you so much!! Despite the buyer's delay Andy and his team were still able to deliver and made...See more
Danielle
Jan 30, 2026
San Leandro, CA
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Andy and his team (Naba) are an absolutely pleasure to work with. Andy is every knowledgeable and made me ...See more
Quinton
Jan 28, 2026
Antioch, CA
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Overall great working with the entire team ! responses in a timely manor and very professional!
Brendan
Jan 26, 2026
Quincy, CA
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Andy is fantastic to work with, clear in his communication and highly knowledgeable in his craft. He’s the only agent I’...See more
B B.
Jan 14, 2026
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Andy is fantastic to work with, clear in his communication and highly knowledgeable in his craft. He’s the only agent I’...See more
Catherine
Oct 24, 2025
Folsom, CA
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This was our second loan transaction with Andy Scott, and once again, he delivered an exceptional experience. The entir...See more

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Awards

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Causes & Memberships

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NMLS ID #230325

I am authorized to do business in the states of California and Idaho. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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