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Experience -Trust - Knowledge - Communication

Let my experience guide be your Home!

About me

Thank you for visiting my website. I have over 20 years of mortgage lending experience and have closed thousands of loans during my career.  Mine and my team’s goal is to provide our clients and referral partners the absolute best experience – that “WOW” factor – by keeping them informed of every step of the loan process.  My expertise in the industry covers an array of loan products from Conventional, VA, FHA, and USDA loans to Jumbo Loans, Super Jumbo Loans and various Down Payment Assistance Programs. I am committed to serving all of your lending needs, and I take great pride in my ability to provide excellent customer service. I will work diligently with you to make your purchase or refinance as simple as possible, and I will strive to earn your referrals and future business. Please call me today or click on the "Apply Online" link to give me some basic information about yourself. I'm looking forward to hearing from you

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Meet my team

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Thank you for choosing us for one of the biggest steps in your life. Our team is now your team. We’re here to keep you updated, answer all of your questions and make sure you’re confident in every step you take. We have your back.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.89
5.0
Jessica
Dec 11, 2024
Verified

Working with Andy, Naba, and their incredible team has been a game-changer for us. They go above and beyond in every aspect, fighting for their clients when it feels like the odds are stacked against you—whether it’s dealing with appraisers, underwriters, or fluctuating rates. Their dedication and expertise shine through every step of the process. We’ve closed multiple loans with them, both personal and investment, and have confidently referred them to friends and family who have also had exceptional experiences. Andy and Naba truly care about delivering the best outcomes for their clients and ensure that the process is as smooth and stress-free as possible. If you’re looking for a team that genuinely fights for you and makes your home financing dreams a reality, look no further. They are simply the best!
Jane Z
Oct 26, 2024
Verified

Anders Scott made the process easy, with good communication and timely responses. Everything closed smoothly and on schedule. Highly recommend!
Maksim
Oct 21, 2024
San Diego, CA
Verified

Got it! Here’s a feedback message for your mortgage lender: I’m extremely grateful for all the help and support throughout the home-buying process. You made everything so much easier, always answering my questions and guiding me through each step. I couldn’t have asked for a better experience, thank you!
ADAM
Oct 16, 2024
Martinez, CA
Verified

Andy Scott is the only mortgage broker I recommend to my clients. We’ve done almost a dozen transactions together and I have 4 other clients currently in the preapproval process or are already shopping for homes. Andy is involved all the way to the finish line. Thank you!
Jesse T
Sep 15, 2024
Verified

It was a great experience wot with this team!
Jesse
Sep 09, 2024
Discovery Bay, CA
Verified

It's was nice work with a team that seemed to be looking out for our best interests throughout the process of purchasing a house and made it clear they would assist in anything that came up even after closing.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #230325
I am authorized to do business in the states of California, Idaho and North Carolina. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;