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Kristina Bailey

Kristina Bailey

Branch Manager

2050 Peabody Road, Suite 100, Vacaville, CA 95687
Own what matters
Own what matters

About Me

I’ve been in the mortgage business for over 20yrs and I absolutely love what I do! I am super passionate about helping people realize the dream of homeownership. I love to educate my clients on the many ways to maximize their mortgage or find affordability when going into a new mortgage. I will guide and explain each step of the process, so you feel comfortable and confident about this big financial decision. It is important to me that buyers know all their options including down payment assistance or unique loan programs that may fit their needs. You can count on me to be creative and work hard at finding solutions for all your mortgage needs.  

I communicate well and will keep everyone informed throughout the process. I know what it takes to get a loan completed efficiently in this fast-changing market. I am consistently ready to close early so my buyers and referral partners know what to expect and can rely on consistent results. This has allowed me to grow a strong reputation in my community and surrounding communities as well. Communication is a top priority.

A little about me.... I've lived in Vacaville for over 18 years and have raised my 2 children here. My favorite past time activity is watching my kids play their sports and spending time outside with my dogs. On my free time, I enjoy being outdoors exploring new beaches or camping spots.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.85
5.0
Casey
Apr 15, 2024
Verified

Top notch from start to finish!
Linda
Mar 18, 2024
Verified

Kristina Bailey made my experience a pleasant one. She always answered her phone and always returned my text messages back right away. I will definitely recommend Kristina to all my friends and family. She’s honest and trustworthy and that’s rare these days.
Haley
Mar 18, 2024
Verified

Kristina and her team were quick, communicative, and knowledgeable.
Paul
Feb 26, 2024
Verified

21 day close!
Susan
Feb 26, 2024
Verified

Things were so smooth!
Anthony K
Feb 18, 2024
Verified

I would like to give a special shout out to Kristina Bailey. She is incredibly patient, responsive, caring and understanding. Which was of great importance to me and my wife. As first-time homebuyers, we had many concerns and even more questions. Kristina and her team went out of their way to address all of them and kept the process moving smoothly. Kristina proved herself to be not only diligent and efficient, but very trustworthy. I don't write reviews, ever. But I am very pleased to say that Kristina earned our trust and respect. She was always there for us throughout this new, anxious and exciting time. We look forward to working with her and her team throughout the life of the mortgage. She is ready and willing to go that extra mile for her clients. You can tell she loves doing this work and helping families find their dream home.

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Awards

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Causes I'm
passionate about

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NMLS ID #448590
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;