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Kristina Bailey
Producing Branch Manager
NMLS# 448590
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I’ve been in the mortgage business for over 20yrs and I absolutely love what I do! I am super passionate about helping people realize the dream of homeownership. I love to educate my clients on the many ways to maximize their mortgage or find affordability when going into a new mortgage. I will guide and explain each step of the process, so you feel comfortable and confident about this big financial decision. It is important to me that buyers know all their options including down payment assistance or unique loan programs that may fit their needs. You can count on me to be creative and work hard at finding solutions for all your mortgage needs.
I communicate well and will keep everyone informed throughout the process. I know what it takes to get a loan completed efficiently in this fast-changing market. I am consistently ready to close early so my buyers and referral partners know what to expect and can rely on consistent results. This has allowed me to grow a strong reputation in my community and surrounding communities as well. Communication is a top priority.
A little about me.... I've lived in Vacaville for over 18 years and have raised my 2 children here. My favorite past time activity is watching my kids play their sports and spending time outside with my dogs. On my free time, I enjoy being outdoors exploring new beaches or camping spots.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Guild , Kristina did an exceptional job on our home loan, we could not be any happier. Thank you!
I reached out to Kristina not knowing if I would qualify to purchase a home again, she was great in explainig the first time buyers program and walking my girlfriend and I through the entire process. It extremly well and we closed fast. We are both totally happy with guild . Also she has used me for hvac so it was nice to guve back to her. She's very proffessinal and pleasant to work with.
Quick and efficient process! Very organized and made the process easy. I appreciate their support and they communicated well, no surprises!
Quick and seamless
Kristina walked us through everythign throughout the process throuroughly and answered any and all questions with haste!
The whole experience was very easy, smooth, and well put together. The team was on top of communication and making sure things were getting done on time for everything to wrap up in a timely manner. It was not a stressful process at all. The team brought an ease to what can be an overwhelming situation. I am thankful for everything they did and how thorough it all was.
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