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Kristina Bailey
Producing Branch Manager
NMLS# 448590
About me
I’ve been in the mortgage business for over 20yrs and I absolutely love what I do! I am super passionate about helping people realize the dream of homeownership. I love to educate my clients on the many ways to maximize their mortgage or find affordability when going into a new mortgage. I will guide and explain each step of the process, so you feel comfortable and confident about this big financial decision. It is important to me that buyers know all their options including down payment assistance or unique loan programs that may fit their needs. You can count on me to be creative and work hard at finding solutions for all your mortgage needs.
I communicate well and will keep everyone informed throughout the process. I know what it takes to get a loan completed efficiently in this fast-changing market. I am consistently ready to close early so my buyers and referral partners know what to expect and can rely on consistent results. This has allowed me to grow a strong reputation in my community and surrounding communities as well. Communication is a top priority.
A little about me.... I've lived in Vacaville for over 18 years and have raised my 2 children here. My favorite past time activity is watching my kids play their sports and spending time outside with my dogs. On my free time, I enjoy being outdoors exploring new beaches or camping spots.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I had a great experience with Kristina! I knew we would click when she came through the door, her personality is infectious, refreshing and, light; she's very down to earth. She was thorough with all the information and attentive to all my questions, explaining it in a way we understood. Even with my parents, she knew this was my first home-buying experience, and I needed them present; she was so kind to include them in the process and made it seamless. It felt more than just a transactional agreement; I knew I was working alongside someone who truly had my best interest at heart and genuinely wanted me to have the best experience, which I did. The information was at times overwhelming, and even when my anxiety was high, Kristina was the calm sounding board. I'm just so grateful for her. I will recommend her to family, friends, and coworkers. My family and I adore you, Kristina. Thank you.
From the beginning, Kristina and her team were responsive, thorough and efficient. They kept us informed of exactly what was needed and what was happening behind the scenes. Documents were issued timely to us and I know that they worked diligently behind the scenes to ensure we closed on time and without issue. We could not have asked for a better lender!
Kristina Bailey is very knowledgable about all things finance, has a calm and reassuring style with all involved in the transaction, is solution driven and creative throughout the process, and I feel confident that she can get my clients across the finish line to home ownership. Great Lender!
Kristina and her team are fantastic to work with! Their communication is always above board. Kristina and her team are true problem solvers. When something comes up, they are proactive to resolve issues quickly and with a satisfactory result. Thank you!
appreciated the speed of service and willingness to make these transaction a smooth one for all parties.
Another client helped between Kristina and me! Looking forward to many more in the future!
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