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Kristina Bailey
Producing Branch Manager
NMLS# 448590
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I’ve been in the mortgage business for over 20yrs and I absolutely love what I do! I am super passionate about helping people realize the dream of homeownership. I love to educate my clients on the many ways to maximize their mortgage or find affordability when going into a new mortgage. I will guide and explain each step of the process, so you feel comfortable and confident about this big financial decision. It is important to me that buyers know all their options including down payment assistance or unique loan programs that may fit their needs. You can count on me to be creative and work hard at finding solutions for all your mortgage needs.
I communicate well and will keep everyone informed throughout the process. I know what it takes to get a loan completed efficiently in this fast-changing market. I am consistently ready to close early so my buyers and referral partners know what to expect and can rely on consistent results. This has allowed me to grow a strong reputation in my community and surrounding communities as well. Communication is a top priority.
A little about me.... I've lived in Vacaville for over 18 years and have raised my 2 children here. My favorite past time activity is watching my kids play their sports and spending time outside with my dogs. On my free time, I enjoy being outdoors exploring new beaches or camping spots.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
The experience with Kristina, has been nothing but wonderful to work with. Thank you, have a blessed and happy holiday.
Kristina was awesome, the buyer was reje by another lender, she grabbed the ball and ran with it, got us approved and CLOSED in 15 days! thank you Kristina and your wonderful team
Everyone was so kind and helpful throughout the process. As a first time home buyer, this made the process so much easier for me.
We had great experience with Guild mortgage. Communication was excellent. Everyone kept us in the loop and answered all of our questions throughly.
Everyone made us feel comfortable throughout the entire process and worked diligently to get us into our home. Communication was key for us and we never felt out of the loop. Everything was clearly explained to us whenever we had any questions. This team at Guild is amazing and we highly recommend them.
Overall the service and transaction was fine/very good. But, when we hit a snag towards the end with the issue of the MI provider and Cal Hfa approval, the timelines for resolution were unrealistic. I would have been much happier if you had been more conservative in your time frames rather than optimistic. It all worked out in the end, and I know glitches happen, but managing expectations and being realistic with our clients is a far better path. Just my 2 cents. Thanks.
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