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About me

Joanne is a seasoned professional in the mortgage industry with a passion for making a positive impact. Since 1982, she has dedicated herself to retail mortgage lending, earning her real estate broker’s license in 2002. Joanne's commitment to excellence is evident in her five-time inclusion in the president's club as a producer and three times as a manager. Beyond her career achievements, Joanne finds balance in her life, she raised three daughters while caring for her disabled mother, and enjoying 36 years of marriage, resulting in six wonderful grandchildren. Her journey reflects resilience, dedication, and a genuine commitment to improving the lives of others.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Gregory
Oct 2, 2025
Joanne did great job on my loan
Jessica
Oct 4, 2025
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Everything moved along quickly and smoothly. Loved that she was able to work around our crazy schedules. Wonderful exper...See more
Brandon
Oct 4, 2025
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Awesome experience fast ,efficient and friendly . I would recommend Joanne to anyone looking to get a home loan she ma...See more
Johnny
Oct 2, 2025
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Working with Joanne Hender at Guild Mortgage was an absolute pleasure. Joanne is truly a miracle worker. This was a long...See more
Julie
Sept 3, 2025
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JoAnne is always one step ahead of the transaction milestones. She works tirelessly to help her clients and is an inspir...See more
Sharolyn
Sept 3, 2025
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I had met and worked with Joanne before, not only is she a great lender, she also educate buyers, keep t...See more

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NMLS ID #453286

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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