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Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Carolyn Gregory

Loan Officer

130 Allison Court, Suites C-2 & D-2, Vacaville, CA 95688
Own what matters

About Me

I am passionate about the benefits that come along with homeownership!! With over 30 years of experience, I am dedicated to helping you build wealth, create generational wealth for your family and have the comfort of security, certainty, and reliability to know what your housing cost will be now and through your retirement years. Knowledge is Power, I will educate you on the options you have available so you will be informed to make the best decision for you and your family. My first priority is to take the time to ensure you are comfortable with the entire process! AND! I will be there for you through closing and beyond!!!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.


If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.96 out of 5.0 stars
Jan 31, 2023

Good engagement
Jan 31, 2023

We were constantly updated on the progress of our loan. Kept in the loop. Makes a huge difference in the process
Apr 25, 2022

Carolyn went above and beyond to help me get into my home. She listened to me cry with frustration and walked with me through every step of this crazy process. She is more than my loan officer I consider her my friend.. Thank You for your patience and listening ear.
Apr 12, 2022

Carolyn was transparent and communicative through out our loan process. She was helpful and informative. I really felt like she had our backs during the rollercoaster process of purchasing a new home.
Julie L
Mar 22, 2022

Everything about the process flowed quickly and nicely.
Michael E
Mar 15, 2022

Carolyn was awesome! Guiding me through the whole process, answering all questions that I had. I was lucky to have Carolyn. Thank You! Mike

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NMLS ID #308796
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;