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Your Trusted Mortgage Loan Officer in South Lake Tahoe, CA

Guiding You Through the Mortgage Process with Care and Expertise

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I’m proud to call South Lake Tahoe, CA home since 1998, and I’m deeply committed to our wonderful community. With over 20 years of experience in finance and real estate development, I genuinely enjoy helping people purchase homes in our area so they can continue to enjoy our unique lifestyle.

To me, the home loan process is more than just a transaction; it’s the foundation of a trusted relationship. You can rest assured that your loan is in capable hands, thanks to my attention to detail and ongoing communication throughout the entire process. In addition to our phone conversations, I’ll keep you informed with real-time status emails, ensuring you’re always in the loop as we reach key milestones in your transaction.

My passion for helping and serving others led me to a career in finance, where I strive to assist people in building their financial wealth. I am detail-oriented and committed to clear, effective communication, ensuring that my clients feel supported and well-informed throughout the loan process.

When I’m not working, you’ll find me enjoying the outdoors—rock climbing, skiing, or exploring the mountains with my husband Todd, our daughter Olive, and our dog Spot.

Thank you for considering me as your partner in achieving your dream of owning a home. Your trust means a lot, and I’m here to help you every step of the way.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.98
5.0
High A
Oct 03, 2025
Verified

Since day one Tara has been very helpful and always there if I had any questions throughout the entire process. She checked in frequently with us to see if I had any questions or concerns. 10/10 Customer Service.
Ramona
Sep 29, 2025
South Lake Tahoe, CA
Verified

Tara was very informative on how the buyers were progressing with their loan. This put my clients, the sellers, at ease during the escrow process. Tara was professional and very pleasant to work with.
Myles
Sep 12, 2025
South Lake Tahoe, CA
Verified

Tara was incredible in every way . From her professionalism, great attitude, and positive energy; to her knowledge and expertise within the field, Tara was incredible! The process was seamless, had minimal stress and overall an exceptional experience!
Dusty A
Sep 12, 2025
Verified

Tara was an absolute pleasure to work with and made sure it was a smooth and efficient process!
Shirley R
Sep 05, 2025
Verified

Tara Offenbacher with Guild Mortgage helped the buyers with their loan and she was thorough and always followed up with all of the parties involved.
Shirley
Sep 05, 2025
South Lake Tahoe, CA
Verified

Great Experience! Thanks Tara

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Awards

Causes & Memberships

NMLS ID #1966178
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;