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Your Trusted Mortgage Loan Officer in South Lake Tahoe, CA

Guiding You Through the Mortgage Process with Care and Expertise

About me

I’m proud to call South Lake Tahoe, CA home since 1998, and I’m deeply committed to our wonderful community. With over 20 years of experience in finance and real estate development, I genuinely enjoy helping people purchase homes in our area so they can continue to enjoy our unique lifestyle.

To me, the home loan process is more than just a transaction; it’s the foundation of a trusted relationship. You can rest assured that your loan is in capable hands, thanks to my attention to detail and ongoing communication throughout the entire process. In addition to our phone conversations, I’ll keep you informed with real-time status emails, ensuring you’re always in the loop as we reach key milestones in your transaction.

My passion for helping and serving others led me to a career in finance, where I strive to assist people in building their financial wealth. I am detail-oriented and committed to clear, effective communication, ensuring that my clients feel supported and well-informed throughout the loan process.

When I’m not working, you’ll find me enjoying the outdoors—rock climbing, skiing, or exploring the mountains with my husband Todd, our daughter Olive, and our dog Spot.

Thank you for considering me as your partner in achieving your dream of owning a home. Your trust means a lot, and I’m here to help you every step of the way.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.97
5.0
Myles
Sep 12, 2025
South Lake Tahoe, CA
Verified

Tara was incredible in every way . From her professionalism, great attitude, and positive energy; to her knowledge and expertise within the field, Tara was incredible! The process was seamless, had minimal stress and overall an exceptional experience!
Dusty A
Sep 12, 2025
Verified

Tara was an absolute pleasure to work with and made sure it was a smooth and efficient process!
Shirley R
Sep 05, 2025
Verified

Tara Offenbacher with Guild Mortgage helped the buyers with their loan and she was thorough and always followed up with all of the parties involved.
Shirley
Sep 05, 2025
South Lake Tahoe, CA
Verified

Great Experience! Thanks Tara
Russell
Aug 28, 2025
Markleeville, CA
Verified

Tara is the best and makes the process so simple. She is always available to explain all the options, what they mean in easy to understand language, and you can tell she genuinely cares anout her clients.
Ryan
Jul 22, 2025
Carson City, NV
Verified

Tara made the process easy. I felt like I was in good hands from the moment my refinance was initiated until the loan was closed.

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Awards

Causes & Memberships

NMLS ID #1966178
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;