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Jennifer Zweck
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Jennifer Zweck

Mortgage Consultant

4060 Mother Lode Dr., Shingle Springs, CA 95682
Own what matters
Own what matters

About Me

I have been a full-time mortgage originator since 1991. Experience allows me to ask the right questions and listen carefully before outlining the best strategies to meet your financial goals. You can expect weekly updates on our progress and real-time status updates via email when it counts most. My goal is to always exceed your expectations. Honesty and integrity are the characteristics I value the most.

Whether you are a first-time buyer or real estate investor, I will empower you with the information you need to make educated decisions. Your best loan options will be based on your individual needs. Making a positive difference in your life is the satisfaction I seek. Your endorsement of my services to family and friends, based on your personal experience, is my greatest reward.

Beyond lending, I support and serve our local community. I have been a member of the El Dorado County Association of Realtors® since 1988 and served as Affiliate Director in 2010 and 2011. I have served as the CanTree Chair for multiple years raising money for local charities. On a personal note, I have been married to my husband Michael since 1989 and we have lived on our family ranch in El Dorado County for over 30 years. I have a lifelong love for quarter horses and have bred and shown them to multiple pacific coast, national and world titles throughout my life. When time allows you can find me camping, hiking, snowshoeing or kayaking with my dog. Enough about me, I’d like to hear from you!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.77
5.0
Kimberly
May 13, 2024
Verified

Knowledgeable staff, easy experience and very quick!
Marci
May 13, 2024
Verified

Jennifer is incredibly knowledgeable and efficient. If there's a way to get it done she'll find it. She always keeps me and the clients informed and on track and is wonderful to work with. I always recommend Jen to my clients.
Belinda
May 13, 2024
Verified

The process was easy and efficient
Rachel
May 06, 2024
Verified

Jennifer kept everyone updated throughout the transaction. She was always one step ahead and made sure everything on her side stayed the course to the end!
Rosemarie
Mar 18, 2024
Verified

I've worked with Jennifer in the past and her experience and expertise continue to serve me. She is very knowledgeable and thorough. I appreciate her dedication to service, and her kindness. Thank you to the team.
Tina
Jan 16, 2024
Verified

Jennifer was a pleasure to work with. She listened, answered our many questions, talked through our loan options. We appreciated her experience in the market and candor. A delight to work with.

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Awards

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Causes I'm
passionate about

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NMLS ID #282258
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;