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About me

I have been a full-time mortgage originator since 1991. Experience allows me to ask the right questions and listen carefully before outlining the best strategies to meet your financial goals.Read more

I have been a full-time mortgage originator since 1991. Experience allows me to ask the right questions and listen carefully before outlining the best strategies to meet your financial goals. You can expect weekly updates on our progress and real-time status updates via email when it counts most. My goal is to always exceed your expectations. Honesty and integrity are the characteristics I value the most.

Whether you are a first-time buyer or real estate investor, I will empower you with the information you need to make educated decisions. Your best loan options will be based on your individual needs. Making a positive difference in your life is the satisfaction I seek. Your endorsement of my services to family and friends, based on your personal experience, is my greatest reward.

Beyond lending, I support and serve our local community. I have been a member of the El Dorado County Association of Realtors® since 1988 and served as Affiliate Director in 2010 and 2011. I have served as the CanTree Chair for multiple years raising money for local charities. On a personal note, I have been married to my husband Michael since 1989 and we have lived on our family ranch in El Dorado County for over 30 years. I have a lifelong love for quarter horses and have bred and shown them to multiple pacific coast, national and world titles throughout my life. When time allows you can find me camping, hiking, snowshoeing or kayaking with my dog. Enough about me, I’d like to hear from you!

Awards

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Causes and Memberships

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Testimonials

4.95 (79 reviews)
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5.0
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5.0
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5.0
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5.0
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4.9
From start to finish working with Jennifer made our journey easy, knowledgeable, resourceful, and even a family home feeling. Every step of the say we had assistance and an answer to all questions. Couldn't have asked for a better business partner, Jennifer made our home buying experiance simple, safe, and hassle free. There is no question that she is TOP TIER. Thank you for the millionth time:)!
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Paul

Feb 18, 2026

Lodi, CA

Jennifer closed the loan for our buyer in 18 days. She was available by phone, text, and email the entire time, and never took her foot off the gas. I highly recommend her to agents and buyers who are looking for a solid loan officer.
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Adrina

Feb 14, 2026

Lodi, CA

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #282258

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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