Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Jennifer Guerra

Jennifer Guerra

Senior Loan Officer

3333 Mendocino Avenue, Suite 110, Santa Rosa, CA 95403
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.94 out of 5.0 stars
4.94
5.0
Karen
May 28, 2024
Verified

What Always makes my experience with Jennifer Guerra and Guild Mortgage GREAT is the exceptional communication with all parties. I always feel informed. Jennifer also takes an abundance amount of time to thoroughly explain to borrowers, all of their options in an easy to understand manner! Thank you again JG!
Laurie
May 28, 2024
Verified

I had a wonderful experience with Jennifer from initially inquiring about a loan all the way through the closing process. Thank you!
Thomas
Apr 22, 2024
Verified

Thank you Jennifer and everyone at Guild mortgage for making our first home purchase smooth and for being kind and warm.
Carmen C
Apr 22, 2024
Verified

Jenn, Was fabulous. Great customer care for very nervous first time buyers.
Ken
Feb 12, 2024
Verified

Great service!
K
Dec 09, 2023
Verified

I have worked with Jennifer Guerra on dozen of escrows through the years and she never disappoints. Our most recent escrow proved, again, that Jennifer leaves no stone unturned to provide positive results. We both have an extremely happy buyer! I cannot wait to work with Jenn again! She is a very hard working and honest lender.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #453569
I am authorized to do business in the states of Arkansas, California, Florida, Louisiana, Mississippi, Tennessee and Wisconsin. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by the Mississippi Department of Banking and Consumer Finance;