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Carolyn Thomas
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Carolyn Thomas

Loan Officer

829 Sonoma Drive, Suite 4, Santa Rosa, CA 95404
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.94 out of 5.0 stars
Brian -
Aug 27, 2022

Carolyn was professional, curteous and went above and beyond to ensure I was issued the right loan for the right house. She took the time to explain the process and go over every step (multiple times), so that I knew exactly what was happening and wasn't left out of any phase. Thank you so much Carolyn,
Christopher K
Mar 26, 2022

We have worked with Carolyn Thomas at Cherry Creek Mortgage through the years for all of our family real estate loan transactions for over a decade (2 purchases and 2 refinances). She has always been tremendously helpful, clear, and delivers a loan package that is excellent. On a few of these transactions we have done the extra work of getting an extra loan approval from a competitor for competition and the package from Cherry Creek and Carolyn had always been either as good or better than the competition. In this HOT real estate market it is difficult enough to win bids on homes, but Carolyn’s fast work and excellent responsiveness came through for us and we were able to get exactly the home we had been hoping for. She is up-front about all loan details, no surprises, and goes above and beyond to make the process a breeze.
Feb 13, 2021

Carolyn has helped us with many of our home financing including purchases and refinancing. She is very patient and guides the customer to help them understand the process. Carolyn clearly communicates and follows up on our questions. We trust her and defiantly recommend her to our family and friends. We are very satisfied with her service. She takes the stress out of the financial process and gave us the best deal. We will definitely come back to her for future transactions.
Anilyn L
Dec 17, 2020

Very professional, very knowledgeable, fantabulous! This is not my first time working with her, when it comes to buying a home or refinancing she’s the only one I can count on. Beats her own deadline. Will do it again in the future!
Oct 05, 2020

Carolyn has handled our financing a few times and we are always pleased with her responsiveness, and level of service each time. We recommend Carolyn to others whether they are buying a home or refinancing. Thank you Carolyn for always taking good care of us!
Sep 21, 2020

Carolyn was easy to work with and very quick as we were able to close in 30 days. Very positive experience overall.

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NMLS ID #256827
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;