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Trusted. Experienced. Partner.

Here to guide your Home Financing Needs in CA

About me

With over 25 years of experience in the mortgage industry, I am deeply passionate about helping families achieve their dream of homeownership. As a Senior Loan Officer, I work with everyone from first-time homebuyers to seasoned investors, guiding them through the purchase and refinance processes with ease in any city in California.

I manage my relationships with clients and realtors, ensuring that every interaction is personalized and meaningful. My commitment to my clients extends beyond the office, as I am actively involved in my community and a proud member of several non-profit organizations.

Originally from Selma, CA, my journey has taken me through Southern California and the Central Coast before returning to the Central Valley to complete my BA in Management Organizational Development at Fresno Pacific University. Today, I split my time between the Central Valley and the Central Coast, serving clients in both markets.

As a wife and mother of four, I understand the demands of a busy schedule. That's why I make myself available for personal one-on-one appointments in the evenings and on weekends, ensuring that my clients receive the attention and support they need, whenever they need it.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
5.0
Bexabelle
Jul 10, 2025
Fresno, CA
Verified

Thank you for a smooth transaction, clear communication and a bonus of closing early!
Christian
Jul 09, 2025
Fresno, CA
Verified

Lu made my first time buying a home experience AMAZING she was great to work , exlained everything with great detail, and will be recommending her and guild to my friends and famil!
Linda
Jun 20, 2025
Verified

Lu Beltran worked with us and we were so busy with graduations, she was very understanding and patient. Thank Lu your the best
Valerie
Jun 02, 2025
Fresno, CA
Verified

Thank you to Guild Mortgage and Lu Beltran for making this journey of selling and buying our home a stess free process. She was very professional, efficient and timely. We would recommend her to anyone purchasing a new home!! 5 stars all the way!! ⭐⭐⭐⭐⭐
Ana V
Jun 04, 2025
Verified

Great communication, always ready to answer any question regardless of day or time. Would highly recommend it to family and friends.
Ana
May 27, 2025
Hanford, CA
Verified

Great communication, always ready to answer any question regardless of day or time. Would highly recommend to family and friends.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #244787
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;