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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have over 20 years experience in the mortgage industry. I’m very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
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Joel
Apr 03, 2025
Verified

Outstanding Experience with Guild Mortgage and Lu Beltran! I recently worked with Guild Mortgage and had the pleasure of being assisted by Lu Beltran, and I couldn’t be more satisfied with the experience. From start to finish, Lu was incredibly professional, knowledgeable, and genuinely committed to helping me navigate the mortgage process with ease. She took the time to explain every detail, answered all my questions with patience, and ensured I felt confident in my decisions. Her communication was top-notch—always responsive and proactive, keeping me informed every step of the way. She made what can often be a stressful process feel smooth and even enjoyable. Guild Mortgage also impressed me with their efficiency and competitive loan options. The entire process, from pre-approval to closing, was seamless and well-organized. Lu and her team worked diligently to ensure everything was completed on time, and I truly felt like a valued client. If you’re looking for a reliable mortgage lender and an exceptional representative, I highly recommend Lu Beltran at Guild Mortgage. She goes above and beyond to provide excellent service, and I wouldn’t hesitate to work with her again in the future! Five Star Team!!!
Betty F
Mar 25, 2025
Verified

Exceptional service. Lu made our HELOAN experience smooth and stress free. Her dedication and passion to serve our needs as customers was above and beyond. Excellent communication and availability, even during the weekend. She was always ready to answer any question or concern we had. Highly recommend her.
Beatriz
Mar 24, 2025
Verified

From the very first conversation, Lu showed an exceptional friendly and genuine passion in providing the most informational and beneficial experience about our inquiries regarding a HELOAN. She answerd all our questions, provided necessary written information and was available any time we needed to reach her, including the weekends. She went above and beyond to make sure we were understanding the process and that our doubts were clarified. The constant communication and step by step explanations are much appreciated. Instead of being a stressful moment she made it a swift experience.
Scott
Mar 17, 2025
Fresno, CA
Verified

Lu is the best lender, she made the whole experience amazing and got everything done on time. she was extremely professional and a delight to work with .
John
Jan 13, 2025
Visalia, CA
Verified

everything was explained thoroughly. The paper work went smoothly. The house closed sooner than the closing date. Overall, it was a great experience.
Dana
Jan 13, 2025
Visalia, CA
Verified

Lu was great!! Very professional

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #244787
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;