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Lu Beltran
Senior Loan Officer
NMLS# 244787About me
I have over 20 years experience in the mortgage industry. I’m very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.99 out of 5.0 stars




Ana V
Jun 04, 2025

Verified
Great communication, always ready to answer any question regardless of day or time. Would highly recommend it to family and friends.
Ana
May 27, 2025
Hanford, CA

Verified
Great communication, always ready to answer any question regardless of day or time. Would highly recommend to family and friends.
Marla
May 29, 2025

Verified
Great customer service efficient effective very personable. It’s always great doing business with Lu.
GARY
May 19, 2025
Fresno, CA

Verified
Service was over and beyond.
Luis
May 19, 2025
Fresno, CA

Verified
She was absoutlry amazing and I would not have bought a house without her help ! Truly phenomenal !
Joel
Apr 03, 2025

Verified
Outstanding Experience with Guild Mortgage and Lu Beltran! I recently worked with Guild Mortgage and had the pleasure of being assisted by Lu Beltran, and I couldn’t be more satisfied with the experience. From start to finish, Lu was incredibly professional, knowledgeable, and genuinely committed to helping me navigate the mortgage process with ease. She took the time to explain every detail, answered all my questions with patience, and ensured I felt confident in my decisions. Her communication was top-notch—always responsive and proactive, keeping me informed every step of the way. She made what can often be a stressful process feel smooth and even enjoyable. Guild Mortgage also impressed me with their efficiency and competitive loan options. The entire process, from pre-approval to closing, was seamless and well-organized. Lu and her team worked diligently to ensure everything was completed on time, and I truly felt like a valued client. If you’re looking for a reliable mortgage lender and an exceptional representative, I highly recommend Lu Beltran at Guild Mortgage. She goes above and beyond to provide excellent service, and I wouldn’t hesitate to work with her again in the future! Five Star Team!!!
NMLS ID #244787
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
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