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You've found your Trusted Advisor!

Your advocate in the Mortgage Industry for life

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With a career spanning nearly 40 years in mortgage lending, Cyndi Nunez brings unmatched experience, a sharp eye for complex deals, and a heart for helping others. Since starting in 1986, she’s worked in every corner of the industry—from Secondary Marketing and Underwriting to Processing, Funding, Doc Drawing, and Leadership roles, including Branch Manager and District Manager.

Since joining Guild Mortgage in 2009, Cyndi has helped thousands of families finance their homes with confidence, clarity, and compassion. She is a Producing Branch Manager and Senior Loan Officer who thrives in challenging lending scenarios. Her specialties include non-QM loans, as well as transactions involving divorce, family dissolution, estate transfers, and inheritance. She’s especially known for her ability to analyze complex tax returns quickly and accurately, making her a go-to resource for self-employed borrowers and financial professionals alike.

Cyndi also serves as the Curriculum Director for Guild’s national Elevate Coaching program, where she develops and leads coaching content that helps loan officers scale their business with systems, mindset, and modern strategies. Her leadership shapes the future of origination at Guild and beyond.

Off the clock, Cyndi and her husband of 29 years run a plant nursery and beer garden, blending their love for hospitality, nature, and connection. A recent passion for travel has expanded her perspective, fueling her both personally and professionally.

Rooted on the California Central Coast, Cyndi is trusted for her depth of knowledge, steady leadership, and lifelong commitment to serving others—clients, teammates, and her community.  She proudly serves all of California and Arizona!

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.93
5.0
Mario
Sep 17, 2025
Santa Maria, CA
Verified

We just trust Cyndi Nunez and the team at Guild Mortgage. Thank you
Matthew
Sep 17, 2025
Santa Maria, CA
Verified

I needed help and Cyndi worked with her team and took care if me!
Garrett
Sep 12, 2025
Santa Maria, CA
Verified

Cyndi is very easy to work and communicate with. She does a great job keeping in contact, answering any questions, presenting different options and quickly helping with pre-approval letters, etc. I would happily work with Cyndi and the Guild team again in the future.
Jorge
Sep 08, 2025
Verified

Excelent Job !!!
Jorge S
Sep 02, 2025
Verified

(Translated by Google) Excellent Job!!! (Original) Excelent Job !!!
Jorge
Aug 29, 2025
Santa Maria, CA
Verified

What a wonderful experience. They explained the process to me step by step, leaving no doubt in my mind. The people involved—Cyndi, Jolene, and Cherry—guided me through the process in a very professional manner, telling me what they needed from me. I especially want to say that Cyndi Nunez not only helped me with the process, but she also gave me advice on what was most convenient for me to do based on my financial situation. I truly and wholeheartedly appreciate this. I am very grateful to Guild Mortgage and the people who represent the company. Excellent work!

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #255666
I am authorized to do business in the states of Arizona, California and Nevada. AZ BK#0018883; AZ BKBR# 0123552; AZ LO Lic.# 0945624; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;