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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Having been in the mortgage industry for 20 years with an extensive background in operations, I love my job in helping my clients achieve the dream of homeownership and finding the best loan to suit their needs. I take pride in being a trusted mortgage advisor.

I have spent almost my entire life living in San Diego. I am a proud SDSU Aztec alumna. I graduated from SDSU with a Bachelor’s Degree in Finance and a Master's Degree in Business Administration. I hold active licenses in California as a Real Estate Broker and a Mortgage Loan Originator. I am a Certified Mortgage Banker (CMB), a designation from the MBA that demonstrates the highest level of industry knowledge. I have also been designated by the National Reverse Mortgage Lenders Association as a Certified Reverse Mortgage Professional (CRMP) and by USA Cares as a Military Housing Specialist.

I look forward to being of service to you and to being your mortgage loan officer for life.

Contact me today to schedule an appointment.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
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Nestor
Sep 04, 2025
San Diego, CA
Verified

I had the absolute best experience working with Vickie Nguyen on my home loan. From start to finish, she was professional, knowledgeable, and truly dedicated to helping me through every step of the process. Buying a house can feel overwhelming, but Vickie made it simple and stress-free by answering all my questions quickly and clearly, and by making sure I understood all of my options. Her guidance and support gave me so much confidence during this big purchase, and I can honestly say I couldn’t have done it without her. If you’re looking for someone who genuinely cares about her clients and goes above and beyond, I highly recommend Vickie Nguyen!
Chris
Aug 20, 2025
San Diego, CA
Verified

Vickie has always assisted me with my loans. I always have a positive experience with her.
Chris
Aug 20, 2025
Verified

“This is my third transaction with Vickie at Guild Mortgage, and each experience has been seamless. Vickie consistently provides outstanding support, making the entire process smooth and stress-free. I truly value her assistance and look forward to working with her again on future transactions.”
Phong
Jun 18, 2025
Verified

Vicky provided a very pleasant and informative process throughout the loan process. She provided answers to our concerns and options to different scenarios. Would recommend working with her again in the future if we need any assistance with home loans.
Kim
Jun 09, 2025
San Diego, CA
Verified

As a realtor, I’ve worked with many lenders over the years, and I can confidently say that Vickie Nguyen with Guild Mortgage is truly one of the best in the business. From start to finish, Vickie was incredibly professional, responsive, and communicative — which is exactly what I need in a lending partner. She kept both my clients and me in the loop at every step of the transaction, eliminating surprises and reducing stress throughout the entire process. What sets Vickie apart is how thorough and detail-oriented she is. She takes the time to educate clients, break down complex information, and ensure everyone feels confident and informed. Her explanations are clear, her timelines are realistic, and her follow-through is flawless. She’s also extremely smart and sharp — Vickie understands the ins and outs of lending strategy and is always thinking ahead. That level of foresight and problem-solving makes a huge difference, especially in this competitive market. I truly value Vickie as a lending partner and never hesitate to refer my clients to her. When Vickie is on the loan, I know the deal is in good hands. If you're a realtor looking for a lender who genuinely supports your business and takes amazing care of your clients, look no further than Vickie Nguyen.
Jane
Jun 09, 2025
San Diego, CA
Verified

Vicki was absolutely amazing! Her communication was top-notch—she kept us informed at every step, letting us know exactly what needed to be done and what had already been completed. She approached the entire loan process with speed and precision, like a well-oiled machine—quickly sending everything we needed and making sure it all got handled efficiently. We couldn’t have asked for a smoother experience!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #274982
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;