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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Having been in the mortgage industry for 20 years with an extensive background in operations, I love my job in helping my clients achieve the dream of homeownership and finding the best loan to suit their needs. I take pride in being a trusted mortgage advisor.

I have spent almost my entire life living in San Diego. I am a proud SDSU Aztec alumna. I graduated from SDSU with a Bachelor’s Degree in Finance and a Master's Degree in Business Administration. I hold active licenses in California as a Real Estate Broker and a Mortgage Loan Originator. I am a Certified Mortgage Banker (CMB), a designation from the MBA that demonstrates the highest level of industry knowledge. I have also been designated by the National Reverse Mortgage Lenders Association as a Certified Reverse Mortgage Professional (CRMP) and by USA Cares as a Military Housing Specialist.

I look forward to being of service to you and to being your mortgage loan officer for life.

Contact me today to schedule an appointment.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.98
5.0
Kat P
Sep 24, 2025
Verified

So grateful for Vickie!
Kathy
Sep 23, 2025
San Diego, CA
Verified

Vickie is so knowledgeable, patient, kind, and extremely efficient.
Sarah B
Sep 23, 2025
Verified

I’ve had the chance to work with Vickie on multiple transactions, and she’s always on top of it. Clear communication, proactive, and genuinely cares about the clients. She’s also been my voice of reason more than once and I’m always grateful for that. Having her on the team just makes everything smoother.
Sarahmae
Sep 23, 2025
San Diego, CA
Verified

Vickie is truly amazing! She kept everything moving, stayed calm under pressure, and made our client feel totally taken care of. It’s always such a smooth ride when she’s on the file. Her communication is on point, her knowledge of loan products is solid, and most importantly, she genuinely cares about the families she works with. Appreciate her so much!
Joannah S
Sep 20, 2025
Verified

My husband and I had a complicated situation that many lenders weren't interested in taking. Vickie, however, was the first one willing to take her diligent time in working with our numbers and unique situation, and in the end was finally able to find something possible for us. With that, from beginning to end, she held our hands throughout it all, just as she had promised. We are first-time home buyers, so with the unfamiliar territory as well as the complexity of our situation, we were extremely anxious. But Vickie's constant encouragement, excellent communication, radiant personality, and willingness to spell out every next step for us without ever showing an ounce of impatience meant the world to us. She spent so many hours with us on the phone, even outside of normal working hours, to explain the process and the details. We quickly felt confident that she would always be supporting us, wanted the best for us, and would be willing to be honest with us if we needed guidance. Having her felt like we had a backbone of steel throughout this entire process--unwavering, solid support! Though Vickie is the only loan officer we've ever worked with, her excellence was confirmed by our realtor who has been in the business for over 20 years. He said on multiple occasions that we had a great lender, commenting on her clear and efficient communication, and even mentioned he would be recommending her to his clients in the future. Vickie is a gem of a loan officer. I am beyond grateful that we came upon her in our search. Our little family will be forever grateful for all of her time, energy, and thoughts poured into us during this time. She made a world of a difference, and she made our dream finally something we could grasp in reality. We will definitely be returning to her for any future needs!
Joannah
Sep 19, 2025
San Diego, CA
Verified

My husband and I had a complicated situation that many lenders weren't interested in taking. Vickie, however, was the first one willing to take her diligent time in working with our numbers and unique situation, and in the end was finally able to find something possible for us. With that, from beginning to end, she held our hands throughout it all, just as she had promised. We are first-time home buyers, so with the unfamiliar territory as well as the complexity of our situation, we were extremely anxious. But Vickie's constant encouragement, excellent communication, radiant personality, and willingness to spell out every next step for us without ever showing an ounce of impatience meant the world to us. She spent so many hours with us on the phone, even outside of normal working hours, to explain the process and the details. We quickly felt confident that she would always be supporting us, wanted the best for us, and would be willing to be honest with us if we needed guidance. Having her felt like we had a backbone of steel throughout this entire process--unwavering, solid support! Though Vickie is the only loan officer we've ever worked with, her excellence was confirmed by our realtor who has been in the business for over 20 years. He said on multiple occasions that we had a great lender, commenting on her clear and efficient communication, and even mentioned he would be recommending her to his clients in the future. Vickie is a gem of a loan officer. I am beyond grateful that we came upon her in our search. Our little family of five will be forever grateful for all of her time, energy, and thoughts poured into us during this time. She made a world of a difference, and she made our dream finally something we could grasp in reality. We will definitely be returning to her for any future needs!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #274982
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;