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About me

Having been in the mortgage industry for 20 years with an extensive background in operations, I love my job in helping my clients achieve the dream of homeownership and finding the best loan to suit their needs. I take pride in being a trusted mortgage advisor.

I have spent almost my entire life living in San Diego. I am a proud SDSU Aztec alumna. I graduated from SDSU with a Bachelor’s Degree in Finance and a Master's Degree in Business Administration. I hold active licenses in California as a Real Estate Broker and a Mortgage Loan Originator. I am a Certified Mortgage Banker (CMB), a designation from the MBA that demonstrates the highest level of industry knowledge. I have also been designated by the National Reverse Mortgage Lenders Association as a Certified Reverse Mortgage Professional (CRMP) and by USA Cares as a Military Housing Specialist.

I look forward to being of service to you and to being your mortgage loan officer for life.

Contact me today to schedule an appointment.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
5.0 out of 5.0 stars
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Phong
Jun 18, 2025
Verified

Vicky provided a very pleasant and informative process throughout the loan process. She provided answers to our concerns and options to different scenarios. Would recommend working with her again in the future if we need any assistance with home loans.
Kim
Jun 09, 2025
San Diego, CA
Verified

As a realtor, I’ve worked with many lenders over the years, and I can confidently say that Vickie Nguyen with Guild Mortgage is truly one of the best in the business. From start to finish, Vickie was incredibly professional, responsive, and communicative — which is exactly what I need in a lending partner. She kept both my clients and me in the loop at every step of the transaction, eliminating surprises and reducing stress throughout the entire process. What sets Vickie apart is how thorough and detail-oriented she is. She takes the time to educate clients, break down complex information, and ensure everyone feels confident and informed. Her explanations are clear, her timelines are realistic, and her follow-through is flawless. She’s also extremely smart and sharp — Vickie understands the ins and outs of lending strategy and is always thinking ahead. That level of foresight and problem-solving makes a huge difference, especially in this competitive market. I truly value Vickie as a lending partner and never hesitate to refer my clients to her. When Vickie is on the loan, I know the deal is in good hands. If you're a realtor looking for a lender who genuinely supports your business and takes amazing care of your clients, look no further than Vickie Nguyen.
Jane
Jun 09, 2025
San Diego, CA
Verified

Vicki was absolutely amazing! Her communication was top-notch—she kept us informed at every step, letting us know exactly what needed to be done and what had already been completed. She approached the entire loan process with speed and precision, like a well-oiled machine—quickly sending everything we needed and making sure it all got handled efficiently. We couldn’t have asked for a smoother experience!
C A
Feb 21, 2025
Verified

We were referred to Vickie after another loan company was unable to assist us, and her service was exceptional. She guided us through every step of our home-buying process with remarkable kindness and compassion. As first-time homeowners, we were initially overwhelmed, but Vickie took the time to explain everything to us. She kept in constant contact with us, offering support and encouragement through all of the ups and downs. Vickie tirelessly advocated for us at every turn, even taking our calls after hours and on weekends. Not only did Vickie make us feel like her only client, but she also made us feel like family. Her caring professionalism and dedication made all the difference. Without her help, I truly believe that we would not have been able to achieve the American dream of owning our own home. We are immensely grateful for her support. Thank you, Vickie, for your exceptional service and friendship. We truly appreciate you.
Ayriana
Jan 21, 2025
Spring Valley, CA
Verified

I can’t thank Vickie enough for stepping in and saving the transaction for my buyer. We hit a few unexpected hurdles, but she handled everything with professionalism and dedication, ensuring we could close smoothly. The communication was excellent, and it felt like a true team effort from start to finish. I’m looking forward to working with Vickie again in the future. Highly recommend!
Brenda R
Dec 27, 2024
Verified

Vickie from Guild Mortgage is an absolute gem – her expertise, patience, and genuine care made my first-time homebuying experience a breeze, and I've already recommended her to my newly married friends.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #274982
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;