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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 20 years in the mortgage industry and a deep background in operations, I bring both expertise and heart to every client interaction. I’m passionate about guiding individuals and families through one of life’s biggest milestones - finding the right loan and making homeownership a reality. As a trusted mortgage advisor, I take pride in delivering clarity, confidence, and care throughout the process.
 

San Diego has been home for most of my life, and I’m proud to be an SDSU Aztec alumna. I earned both my Bachelor’s Degree in Finance and my MBA from San Diego State University. I’m licensed in California as a Real Estate Broker and Mortgage Loan Originator.
 

I hold the prestigious Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association. Additionally, I’m honored to be recognized as a Certified Reverse Mortgage Professional (CRMP) by the National Reverse Mortgage Lenders Association.
 

I look forward to serving you and becoming your trusted mortgage loan officer for life.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
5.0 out of 5.0 stars
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Hien
Oct 09, 2025
Clovis, CA
Verified

I have purchased 4 homes and refinanced 2 all with Guild and the main thing that keeps me coming back to Guild is my loan officer, Vickie. Her attention to detail and the pace at which she works to execute each task provides me a sense of relief that is necessary in such a life changing purchase. She catches errors from all parties that would have caused delays and possibly jeopardize a sale. I love that she is not afraid to speak up on behalf of the buyer to ensure a smooth transaction. I truly believe Vickie is one of a kind and puts her heart into every loan applicant she represents and this is the key to why she is so great at her job. I have and will always recommend her to anyone looking to purchase a home and requires a home loan.
Eva
Oct 02, 2025
El Cajon, CA
Verified

Vickie is a seasoned professional in her field. I trust her and her judgement. Very knowlegable, hard working. Her folow thru is amazing! We felt very luck to be working with her. Eve Bailey
Eugene S
Oct 02, 2025
Verified

I had the absolute pleasure of working with Vickie as my loan officer, and I cannot recommend her enough. From start to finish, she was professional, knowledgeable, and incredibly supportive throughout the entire process. What stood out the most was her ability to explain every detail clearly, making what could have been an overwhelming experience feel smooth and manageable. Our loan had a lot of moving parts and complexities, but Vickie navigated every challenge with professionalism, skill, and unwavering patience. She explained things clearly, always kept us informed, and went above and beyond to make sure nothing slipped through the cracks. I truly don’t believe anyone else could have been as competent, dedicated, or patient as she was. She had our best interests in mind, and that gave me complete confidence every step of the way. Even our realtor, with over two decades of experience, was deeply impressed with Vickie’s knowledge, thoroughness, and commitment to getting things done the right way. Thanks to Vickie’s expertise and guidance, the process was seamless, efficient, and even enjoyable. If you’re looking for someone who is not only exceptional at what they do but also genuinely cares about their clients, Vickie is the loan officer you want by your side!
Kat P
Sep 24, 2025
Verified

So grateful for Vickie!
Kathy
Sep 23, 2025
San Diego, CA
Verified

Vickie is so knowledgeable, patient, kind, and extremely efficient.
Sarah B
Sep 23, 2025
Verified

I’ve had the chance to work with Vickie on multiple transactions, and she’s always on top of it. Clear communication, proactive, and genuinely cares about the clients. She’s also been my voice of reason more than once and I’m always grateful for that. Having her on the team just makes everything smoother.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #274982
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;