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Baxter S Scruggs

Branch Manager

5075 Shoreham Place, Suite 260, San Diego, CA 92122
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About Me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Ricarda Lopez 858-239-4614 or Tyler Bolaski 951-775-7270.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Baxter Scruggs



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4.98 out of 5.0 stars
Aug 23, 2022

I have used several lenders in my many moves over the years but NONE compare to the excellence I received from The Scruggs Team and Guild Mortgage. From start to finish they were professional and understanding of my needs. They kept in contact and communicated every move of the process to me. I was literally shocked at how much they cared about us and getting everything done on time. I have already told several people about our experience and recommended they use the Scruggs team and Guild Mortgage for their next mortgage needs. THANK YOU FOR YOUR EXCELLENT SERVICE!!!
Aug 23, 2022

Baxter and his team were fantastic! It was my first time going through this whole ordeal and everything went as smooth as a baby's bottom. Baxter always got back to me and my agent quickly and completed my transaction on time (during the holidays no less)! I would recommend him and his team to family and friends with no reservations. Thank you Baxter and staff!
Aug 23, 2022

We appreciate Mr. Baxter Scruggs and his team for being patient helpful and empathetic to our situation. As first time homebuyers we turned to Baxter for a first time VA streamline refi.. Baxter's professionalism and knowledge are second to none!! Nicholas and Tyler to name a couple were professional and timely and should be recognized infront if their peers. Thanks again for all your hard work! We definitely will recommend Baxter and his team to our family and friends! Sincerely Vince and Candyce Bustos
Aug 23, 2022

Love this guy and his team! Very efficient and excellent customer service!
Aug 23, 2022

Baxter and his team are awesome to work with! They are on top of things give constant updates and great with follow through. I highly recommend Baxter and his team if you are looking to get a mortgage or a real estate agent looking for a mortgage company to partner with. I send all of my clients to Baxter because I know they are in good hands.
Aug 23, 2022

Baxter and his team were extremely efficient reliable and very communicable in securing our mortgage. Whenever I called and had a question he was always able to explain things to me in Lemans terms and laid things out for me on how to proceed with whatever my needs were. Thx Baxter and team you were great.

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NMLS ID #156370
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;