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Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.Read more

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Tyler Bolaski 951-775-7270.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Sincerely,
Baxter Scruggs

 

 

Awards

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Causes and Memberships

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Testimonials

4.98 (259 reviews)
Zillow logo
5.0
Experience logo
4.9
Google logo
5.0
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5.0
Baxter was amazing to work with! Intelligent, kind and extremely efficient! Loved working with him!
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Libby R.

Mar 28, 2026

I had an excellent experience working with Baxter Scruggs as our loan officer. From the very beginning, he was incredibly informative and transparent about every step of the process, which gave us a lot of confidence moving forward. He was highly motivated to help us achieve exactly what we were looking for and never made us feel like just another client. Baxter was extremely responsive and always available when we had questions. Communication was clear, consistent, and timely, which made a huge difference during such an important process. He took the time to walk us through everything in detail and made sure we fully understood each step before moving forward. What really stood out was his ability to relate to our situation and break things down in a way that made sense. He explained not only our loan options but also the market as a whole, which helped us make informed decisions with confidence. Overall, Baxter made what could have been a stressful process feel smooth and manageable. I would highly recommend him to anyone looking for a knowledgeable, responsive, and genuinely helpful loan officer.
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Michael

Mar 28, 2026

Spring Valley, CA

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Tyler Bolaski

Loan Officer | NMLS# 229456

• Coordinates initial application, credit and pre-approvals n• Collects paperwork before submission into processing n• Assists clients with required paperwork and disclosures

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Kathy Ockenfels

Originating LOA l NMLS #243721

• Handles files from contract to close n• Assists with disclosures n• Liaison for final paper work and closing conditions n• Coordinates signing of final documents and closing

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 6:00PM

Closed

Closed

Monday - Friday

9:00AM - 6:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #156370

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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