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Baxter S Scruggs

Branch Manager

5075 Shoreham Place, Suite 260, San Diego, CA 92122
Own what matters

About Me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Nick Silveira, at 858-597-3779 or email nsilveira@guildmortgage.net.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Sincerely,
Baxter Scruggs

 

Nick Silveira - Licensed Loan Officer Assistant
NMLS# 229456

Focuses on meeting deadlines and coaching our clients to the finish line of home purchasing and refinancing. One of my biggest strengths is problem solving, and in a real estate market with different needs and personal situations. I excel at finding solutions to our clients biggest problems. I am easily accessible to answer any of our clients questions or requests for status on their current mortgage. Please contact me at 858-597-3779 or nsilveira@guildmortgage.net

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We appreciate the opportunity to work with you. Our goal is to be available and to communicate with you throughout the loan process.

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer national programs for doctors and dentists, and many state housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #156370
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act;