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Troy Bird

Troy Bird

Senior Loan Officer

4211 Freeport Blvd., Sacramento, CA 95822
Own what matters
Own what matters

About Me

Troy Bird has been in the mortgage banking industry for over 30 years and is known throughout the Sacramento region for his sincerity, integrity and honesty. Troy is committed to providing the best available programs to meet his client's needs - that's why he believes in working with Guild Mortgage.

Troy offers the best mortgage tools available. In addition to personal, face to face service, he offers easy, convenient, online shopping for the best loan programs and most current rates. These tools combined with Troy's assistance guide you through the often difficult and confusing process of choosing and getting the right loan to meet your specific needs. 

In an interview with Troy regarding the challenges of today’s loan business, he states:

“The majority of today’s loans are processed through the internet using electronic applications and signatures so that face to face meetings are often unnecessary. But we’re talking about the single biggest investment most families make in their lives. My clients love the convenience, but I actually miss meeting with them because I feel it is so important to develop a relationship with them. And that relationship has to be founded on trust. So my challenge in today’s loan business is to convey that trust through the same technology that is providing convenience to my clients. That’s why I put together the video.”

Troy’s career has evolved from serving as a local mortgage consultant to also being an active, national member in the mortgage industry. Troy is now a member of the Mortgage Bankers Association (MBA). He travels regularly to Washington DC with a consortium of peers to address mortgage industry issues with members of Congress. In one of Troy’s recent trips for the MBA’s National Advocacy Conference, he discussed obstacles home buyers face. Specific goals included:

  • Preserve the existing deductibility of mortgage interest.
  • Provide access to credit for all borrowers, regardless of income level.
  • Maintain the stability of FHA which is critical to borrowers who have the income to make mortgage payments but require a smaller down payment to obtain their goal of home ownership.

Whether you're a First Time home-buyer interested in FHA, shopping for a Second Home, or interested in a Reverse Mortgage, VA, conventional financing, 203K or Jumbo loans, Troy Bird is an expert in all mortgage programs. More importantly, he's committed to serving your best interests.

A graduate of Christian Brothers High School and California State University, Sacramento, Troy remains active in the local community. Serving on various educational and service-oriented boards, he is an active member of the West Sacramento Rotary Club, the Sacramento Sutter Club as well as the La Salle Club, the fundraising arm for Christian Brothers athletics. In the past, Troy has served on the Sacramento Children’s Home Advisory committee and was past president of the Christian Brothers Alumni Association.

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4.94 out of 5.0 stars
Jul 05, 2023

Troy Bird and Guild are always getting it done for me and my clients. Guild is my go-to lender!
Lindsey I
Feb 27, 2023

My husband and I were very happy working with Troy in the process of buying our home! He and his team were willing to answer any questions, were totally responsive, professional and informative. They made a potentially stressful situation less so by their enthusiasm and willingness to spend time talking to us about the process. We will use Troy at Guild Mortgage again!
Sep 06, 2022

Troy was amazing! He was with us every step of the way. He very clearly communicated with us about the process was always available to answer our questions and made the process feel as easy as possible. Would definitely recommend him to all my friends and family!
Dec 31, 2021

I have been working with Troy for over 30 years. I can always count on him and he is my go to guy for home loans.
Aug 21, 2021

I can't say enough great things about Troy and his team. From start to finish they exceeded our expectations and their responsiveness and guidance throughout the whole process was outstanding. Thank you for getting us into our dream home!
Jul 09, 2021

Very professional cordial and knowledgeable! He was attentive to our needs and questions. Bravo x 10!!!!

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NMLS ID #277770
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;