Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
5.0
Patrick
Aug 08, 2025
Sacramento, CA
Verified

Smooth and timely.
Kevin
Aug 08, 2025
Sacramento, CA
Verified

Scott's performance, knowledge and communication is exactly what I was looking for in a business partner! This was my first transaction with Guild on the buyer's side and Scott was right there for my client throughout the process. My client came to me in April 2025 with his plan of home ownership by April 2026. After introducing my client to Scott, they came up with a plan. My client was a first time home buyer, we looked at a couple listings over the next couple of months and wrote a couple of offers. The offer we wrote on July 7th was accepted and the deal closed August 7th. My client is a very happy client. Thank you Scott!
PATRICK
May 27, 2025
Sacramento, CA
Verified

Scott got it done when two previous lenders could not. I will continue to refer Scott to all my buyers.
David
May 05, 2025
Sacramento, CA
Verified

Scott is a friendly, knowledgable and professional person. I enjoy working with him on any transaction we do together.
Kathryn
Apr 14, 2025
Sacramento, CA
Verified

Friendly, Kept us informed & looked out for us. Thank you.
Joey C
Apr 03, 2025
Verified

There are many reasons why I went back to Guild Mortgage to buy my most recent house, but the main reason was Scott Filby. I knew that I could rely on him and his team to answer any questions that I had no matter what time or day of the week. Buying a house can be stressful, but Scott put me at ease throughout the entire process. Even my real estate agent had high praise for him and enjoyed working together. If I ever had to buy another house, I would look to Scott at Guild Mortgage.

Video gallery

View More

Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #312773
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;