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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.97
5.0
Joey C
Apr 03, 2025
Verified

There are many reasons why I went back to Guild Mortgage to buy my most recent house, but the main reason was Scott Filby. I knew that I could rely on him and his team to answer any questions that I had no matter what time or day of the week. Buying a house can be stressful, but Scott put me at ease throughout the entire process. Even my real estate agent had high praise for him and enjoyed working together. If I ever had to buy another house, I would look to Scott at Guild Mortgage.
Luke
Mar 24, 2025
La Mesa, CA
Verified

Scott was great to work with. Super professional and handled things on time. I'll refer Scott to all my new buyers.
Michael
Mar 10, 2025
Sacramento, CA
Verified

Very simple and easy process. Scott was very communicative and understanding when I had a question. He explained it all the technical language and processes with simplicity, especially being a first time home buyer. I definately recommend Scott for anyone looking to get their feet wet in real estate. We were glad he was there to assist me and my families new journey.
Joseph
Feb 24, 2025
Sacramento, CA
Verified

I’ve recommended Scott at Guild Mortgage to dozens of clients. So when it came time to buy my next house, it just made sense to work with him for my own loan. Scott gave solid advice, looked for ways to save money on my loan, and was always available when I had a question or concern. I trust Scott to do the right thing by his clients and will continue to confidently recommend to my own clients and to others. Thank you Scott!
Natalie
Feb 24, 2025
Sacramento, CA
Verified

Smooth transaction because of very helpful professionals to guide the way!
Sarah
Oct 21, 2024
Sacramento, CA
Verified

Scott was a great help throughout this process. As a first time home owner/buyer, this whole process was very intimidating, but Scott was a great resource and made everything easy and stress free. I am very grateful!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #312773
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;