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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

At a time when lending has become more complex and impersonal, I pride myself on having an attentive and personal approach, with the commitment of keeping the process as simple as possible. Providing personalized service through evaluating your financial goals and listening to your concerns, is what sets me apart from other loan originators. Knowledge and availability are crucial elements in this ever-changing market. Throughout your loan transaction I will serve as your guide, helping you to make appropriate decisions and select the right loan product for your needs.

My background includes, a B.S. degree from CSU Sacramento in Finance and Economics and 20-plus years in the mortgage industry. I continually strive for professional excellence and integrity through my involvement in affiliations such as the California Association of Mortgage Professionals (CAMP), Sacramento Association of Realtors® Finance Forum and through constant continuing education. This allows me to stay at the forefront of latest developments in our industry by arming me and our Realtor® partners with the best information to effectively navigate today’s complicated market.

Commitment to my community is also a passion of mine, as I am very active with, and a founding member of, the Lyon Real Estate Community Outreach Committee, which benefits Wind Youth Services. I also regularly participate with Habitat for Humanity and Rebuilding Together.

In my leisure, I enjoy spending time with my family playing games, watching movies or working on homework projects. I also love to gather with friends and entertain. Travel, golf, and wine tasting are just a few ways that I balance work, family and recreation.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
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CAITLIN
Nov 12, 2024
Roseville, CA
Verified

First time working with Randy, definitely won't be the last. He was very knowledgeable, professional and wonderful to work with. My clients have been longtime clients of his and I can see why.
Joshua C
Oct 21, 2024
Verified

Randy was absolutely amazing! He ensured my clients were well taken care of from start to finish. He addressed all their questions and concerns with complete confidence, and my clients couldn’t have been happier with his level of service. Randy is an incredibly hard worker and a true pleasure to work with. He’s a valuable resource, always quick to respond and willing to help. He goes above and beyond, not only for the agent but for their clients as well. I highly recommend Randy for any and all mortgage needs! Randy is hands down the best loan officer at Guild
Christine
Jul 05, 2023
Carmichael, CA
Verified

Randy was very responsive to all our questions, returned calls right away and if he didn't have an immediate answer to a question, he reached out to others on his team to get me a complete answer. Randy has a kind and professional attitude and works hard to ensure we are up to date on all that is going on during the process. We will gladly work with Randy and recommend him to others!
Carla
Jun 27, 2025
Lincoln, CA
Verified

Randy was professional, attentive, knowledgeable, and always available for any questions or concerns.
Mina
Jun 27, 2025
Lincoln, CA
Verified

As the listing agent on this transaction, I’m always happy to give credit where it’s due—but in this case, I actually had no direct communication with the lender or anyone from their team. There were no introductory calls, no updates shared throughout the escrow process, and no outreach to reassure us about the buyer’s loan status. All information came secondhand through the buyer’s agent when I asked. That said, the transaction closed successfully, and for that I’m grateful. But it’s hard to provide a meaningful review when there was no interaction or visibility on the lender's end. Wishing your team continued success and hoping for a bit more collaboration in the future. Mina
Sharon
Jun 27, 2025
Lincoln, CA
Verified

Randy is a true professional, easy to communicate with and always available. Keep up the great work Randy!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #284482
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;