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About me

At a time when lending has become more complex and impersonal, I pride myself on having an attentive and personal approach, with the commitment of keeping the process as simple as possible. Providing personalized service through evaluating your financial goals and listening to your concerns, is what sets me apart from other loan originators.Read more

At a time when lending has become more complex and impersonal, I pride myself on having an attentive and personal approach, with the commitment of keeping the process as simple as possible. Providing personalized service through evaluating your financial goals and listening to your concerns, is what sets me apart from other loan originators. Knowledge and availability are crucial elements in this ever-changing market. Throughout your loan transaction I will serve as your guide, helping you to make appropriate decisions and select the right loan product for your needs.

My background includes, a B.S. degree from CSU Sacramento in Finance and Economics and 20-plus years in the mortgage industry. I continually strive for professional excellence and integrity through my involvement in affiliations such as the California Association of Mortgage Professionals (CAMP), Sacramento Association of Realtors® Finance Forum and through constant continuing education. This allows me to stay at the forefront of latest developments in our industry by arming me and our Realtor® partners with the best information to effectively navigate today’s complicated market.

Commitment to my community is also a passion of mine, as I am very active with, and a founding member of, the Lyon Real Estate Community Outreach Committee, which benefits Wind Youth Services. I also regularly participate with Habitat for Humanity and Rebuilding Together.

In my leisure, I enjoy spending time with my family playing games, watching movies or working on homework projects. I also love to gather with friends and entertain. Travel, golf, and wine tasting are just a few ways that I balance work, family and recreation.

Awards

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Causes and Memberships

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Testimonials

5.0 (48 reviews)
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5.0
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Michael was amazing! He communicated throughout the whole process, and followed the timeline. He was very knowledgeable and made the process very smooth!
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Jennifer

Sept 21, 2025

Elk Grove, CA

Randy was professional, attentive, knowledgeable, and always available for any questions or concerns.
Experience logo
Carla

July 7, 2025

Lincoln, CA

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Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

CLOSED

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #284482

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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