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John Foderaro

Senior Loan Officer

2620 21st Street, Sacramento, CA 95818
Own what matters

About Me

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.

With substantial background in Accounting, Finance and CPA Firm experience I share an abundance of knowledge which will support you in your financing needs. I am dedicated to great service and committed to helping my clients obtain the best financing possible. I will advise you and provide you with the essential information necessary to make informed decisions now and in the future as your financial desires change.

You can apply for a loan by clicking on one of the links provided below. If you need information about a home loan or would like to contact me, please give me a call at 916-486-6512, send me an email or fill out our Information Request Form and I will get right back to you.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Kristen M
Mar 17, 2023

Thank you John for all of your knowledge! I appreciate your availability and all of your effort to make finding a mortgage as painless as possible.
Annalise B
Mar 09, 2023

John really took the time to go over every number with me and worked hard to find the best mortgage for me. He was super responsive every step of the way. I am also pleased to hear that guild will service the loan and not immediately sell it.
Charlie A
Feb 27, 2023

John was the lighthouse in the storm. We had mortgage brokers before who ran from great to no-shows, but John was witness to our transaction at a time we hadn't experienced before in real estate. With inflation and a growing buyer's market, we spent much longer and made far less than we anticipated on the sale of our home. Our focus was relocation due to our children's' school, paying off debt, and upgrading. Despite the long process of selling our house, the lower number, then being told our purchase power had gone down due to market conditions, he STILL managed to check all the boxes we had. In short, he made it happen. It wasn't always pretty, I wasn't always pleasant to talk to...but he did it. In addition, he was calm, professional, and clearly doing a ton of work to make this happen for us. I would highly recommend John to anyone.
Stephanie S
Sep 19, 2022

We would not have gotten our home if it wasn’t for John’s impeccable services and amazing reputation. I didn’t quite understand the role of the lender at the beginning of the process and now I would never use anyone else!
Sep 06, 2022

John Teresa and Rebecca you were all very professional and helpful in getting me and my family into our first home. There was never a time where we felt uncomfortable or did not understand the process. We would not be in our dream home today without all the hard work from the team. Thank you is not enough to express just how appreciative we are to have been able to work with Guild Mortgage.
Dina C
Sep 03, 2022

John and his team went above and beyond to get me the best rate on my new home. He was so professional and helpful every step of the way. He did not just get us into our first house. He helped us get into our forever home.

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NMLS ID #305090
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;