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About me

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.Read more

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.

With substantial background in Accounting, Finance and CPA Firm experience I share an abundance of knowledge which will support you in your financing needs. I am dedicated to great service and committed to helping my clients obtain the best financing possible. I will advise you and provide you with the essential information necessary to make informed decisions now and in the future as your financial desires change.

You can apply for a loan by clicking on one of the links provided below. If you need information about a home loan or would like to contact me, please give me a call at 916-486-6512, send me an email or fill out our Information Request Form and I will get right back to you.

Awards

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Causes and Memberships

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Testimonials

4.98 (190 reviews)
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5.0
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5.0
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5.0
Reliability is everything in real estate. I recently had the pleasure of working with John Foderaro with a first time home buyer. His expertise was top notch. He was attentive throughout the entire transaction & his communication and 'client-first' attitude made a huge difference for my buyer. I highly recommend John to any agents or buyers looking for a top-tier lender.
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Anthony

Mar 12, 2026

Sacramento, CA

Reliability is everything in real estate. I recently had the pleasure of working with John Foderaro with a first time home buyer. His expertise was top notch. He was attentive throughout the entire transaction & his communication and 'client-first' attitude made a huge difference for my buyer. I highly recommend John to any agents or buyers looking for a top-tier lender.
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Anthony

Mar 11, 2026

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #305090

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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