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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.

With substantial background in Accounting, Finance and CPA Firm experience I share an abundance of knowledge which will support you in your financing needs. I am dedicated to great service and committed to helping my clients obtain the best financing possible. I will advise you and provide you with the essential information necessary to make informed decisions now and in the future as your financial desires change.

You can apply for a loan by clicking on one of the links provided below. If you need information about a home loan or would like to contact me, please give me a call at 916-486-6512, send me an email or fill out our Information Request Form and I will get right back to you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.97
5.0
Rebecca
Oct 09, 2025
Sacramento, CA
Verified

I have worked with John prior to this purchase and he never disappoints! He alwasy goes above and beyond to ensure things are taken care of and when unexpected situations arise, he is more than knowledgable in how to handle them. He's communicative, responsible and genuinely an amazing person. He makes purchasing a home way less stressful than it could be! Thank you to John and his team for helping me seal this deal! I would 100% recommend him to anyone looking for an amazing loan officer!
Amanda
Oct 09, 2025
Nevada City, CA
Verified

John was fantastic to work with . He was patient, responsive and explained everything along the way I would highly recommend him
Edward
Oct 09, 2025
Sacramento, CA
Verified

John is honest and on top of it. He does a great job.
Ivan
Oct 08, 2025
Verified

We absolutely loved working with our loan officer! From start to finish, the experience was smooth and stress-free. john was helpful, resourceful, fast, and incredibly responsive. Every question was answered right away, and every step felt easy. Truly a great experience from beginning to end — we couldn’t have asked for better support!
Pamala
Oct 01, 2025
Sacramento, CA
Verified

John and his team went the extra mile for our family! John refered us to an agent for homeowners insurance and paved the way for a very smooth 20 day escrow on a home build in 1908. Everyone at guild was so professional and friendly. Guild Mortgages good reputation gave us credibility with the buyers. We appreciate you very much. Thank you
Miguel
Sep 29, 2025
Verified

John at Guild was great, he was responsive, looked for solutions and stayed with us during the entire transaction. Great customer service!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #305090
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;