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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.

With substantial background in Accounting, Finance and CPA Firm experience I share an abundance of knowledge which will support you in your financing needs. I am dedicated to great service and committed to helping my clients obtain the best financing possible. I will advise you and provide you with the essential information necessary to make informed decisions now and in the future as your financial desires change.

You can apply for a loan by clicking on one of the links provided below. If you need information about a home loan or would like to contact me, please give me a call at 916-486-6512, send me an email or fill out our Information Request Form and I will get right back to you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.97
5.0
Mimi
Jun 28, 2025
Sacramento, CA
Verified

John is simply the most professional, most attentive, detail oriented loan officer I have ever worked with. He met with my firsttime homebuyer, educating him on the buying process, the different programs available and found a perfect road to home ownership. We were able to close escrow a full week ahead of the scheduled closing which both my buyer and the sellers appreciated . John came to the escrow signing, explained each line of the buyer costs. He is the consummate professional and cares for buyers, and their agents each step of the edcrow escrow which inevitably ends in happy, informed and confident buyers.
Michael A
Jun 20, 2025
Verified

John is very knowledgeable about the entire loan process, current rates and market changes to guide you through the entire process. Very easy to get a hold of and went above and beyond to assist in anyway possible. Could not be happier with the entire process and let John guide you through with his ease and experience. You will not regret calling him to get you into the home you are looking to purchase.
Michael
Jun 19, 2025
Sacramento, CA
Verified

John is great and made the entire process easy and transparent . Overall A+ experience and could not have been easier.
GAYLA
Jun 02, 2025
Sacramento, CA
Verified

John Is so great. He makes the buyer feel so comfortable and he communicates with them all the time to let them know the next steps.
AMANDA
May 27, 2025
Sacramento, CA
Verified

John went above and beyond for my clients!
Christopher Del C
May 20, 2025
Verified

I had a great experience working with John throughout our home buying experience. John is very knowledgable in all aspects of the mortgage industry. He was very patient in explaining the options available to us during the process. John made himself available to answer questions and concerns that came up as my wife and I reviewed forms and rates. Working closely together we were able to close in just 28 days. I would recommend John to all my family and friends who are looking for a loan officer in the future.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #305090
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;