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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Mortgage Advisor, I am dedicated to helping you make the most informed mortgage decision possible - one that integrates with your personal financial plan and major life goals like retirement and wealth accumulation. A mortgage isn't just a loan; it's one of your most important financial planning tools.

With substantial background in Accounting, Finance and CPA Firm experience I share an abundance of knowledge which will support you in your financing needs. I am dedicated to great service and committed to helping my clients obtain the best financing possible. I will advise you and provide you with the essential information necessary to make informed decisions now and in the future as your financial desires change.

You can apply for a loan by clicking on one of the links provided below. If you need information about a home loan or would like to contact me, please give me a call at 916-486-6512, send me an email or fill out our Information Request Form and I will get right back to you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.97
5.0
Ryan
Aug 16, 2025
Sacramento, CA
Verified

John worked with me every step of the way. Explained the process in simple terms to make it easy to understand. Showed me all the numbers upfront so there were no gotcha charges applied to Loan Estimates or Closing Costs. I knew exactly what I was going to pay and how much everything was going to cost. Not only was he professional, but also very personable. He came highly recommended by my realtor and I understand why. I never once felt like he was hiding information, lying, or taking advantage of my lack of knowledge in purchasing a home as I was a first time home buyer. I would strongly amd highly recommend anyone trying to buy a home to go with John and Guild Mortgage as they(team) put a lot of effort to help close my home and even helped to close a day early. Awesome experience and I learned a lot about the process of home buying from John. Would highly recommend him 100%!
Paul
Jul 01, 2025
Sacramento, CA
Verified

John was great and very informative with the whole experience from beginning to end overall a very easy process
Teman
Jul 01, 2025
Sacramento, CA
Verified

John is an attentive, caring and responsive mortgage lender. He made the lending process as easy and seamless as possible. I would highly recommend him to friends and family. If you are looking to purchase a home, John is your guy!
Mimi
Jun 28, 2025
Sacramento, CA
Verified

John is simply the most professional, most attentive, detail oriented loan officer I have ever worked with. He met with my firsttime homebuyer, educating him on the buying process, the different programs available and found a perfect road to home ownership. We were able to close escrow a full week ahead of the scheduled closing which both my buyer and the sellers appreciated . John came to the escrow signing, explained each line of the buyer costs. He is the consummate professional and cares for buyers, and their agents each step of the edcrow escrow which inevitably ends in happy, informed and confident buyers.
Michael
Jun 19, 2025
Sacramento, CA
Verified

John is great and made the entire process easy and transparent . Overall A+ experience and could not have been easier.
Ron
Aug 16, 2025
Sacramento, CA
Verified

John's follow through and total dedication to making it work for my client Plus his sensitivity to what our client had been through.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #305090
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;