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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello, I'm Jamal, your dedicated Mortgage Advisor here to guide you through the exciting journey of homeownership. With a passion for helping individuals and families achieve their dreams, I bring a wealth of experience and knowledge to the table. My commitment to you begins with clear communication and unwavering support. I understand that obtaining a mortgage can be a significant decision, and my goal is to make the process as smooth and stress-free as possible. Whether you're a first-time homebuyer or an experienced homeowner, I am here to listen, advise, and tailor a mortgage plan that best suits your unique needs and financial goals. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.93
4.9
4.95
William
Jul 01, 2025
Elk Grove, CA
Verified

Excellent A+++, we have been working woth this company since we did our first refinance and it has always been a smooth process.
Larandi L
Jul 02, 2025
Verified

Rarely am I excited to write a review but this is definitely the exception. Working with Jamal was great! Him and his team made the process very seamless for me, educating me throughout the home buying process, being flexible and understanding when I inevitably had a change of heart, and always being honest and transparent. I would highly recommend working with Jamal and the Bey team if you get the opportunity.
Maureen
Jul 01, 2025
Carmichael, CA
Verified

Buyer was fully approved at offer presentation. Good commincation and closed early. Excellent job my Jamal and his team. Thank you!
Andrea W
Apr 11, 2025
Verified

Jamal was great. He was able to beat other loan officers on my refinance by a long shot. He was extremely knowledgeable and personable. One thing I loved about Guilds experience was they have videos from the loan officers to go over the options available to you. This stuff is stressful and this portion of the process lets you access the information at a later time so you don’t forget anything and think about any questions you are confused about.
Andrea
Apr 07, 2025
Sacramento, CA
Verified

Jamal was amazing! The process was so smooth compared to past experiences with other loan officers. greatly appreciated!
Mitchell M
Mar 25, 2025
Verified

Jamal is the best! He explains everything clearly and will always find an answer to your question. This is the best direct lender to work with in the Sacramento area.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1575748
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;