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About me

I believe buying a home should be one of the most rewarding experiences of your life. It's more than just crunching numbers or getting the best rate—it's about truly understanding your goals, easing your concerns, and walking with you every step of the way to your dream home.

With over 20 years in the mortgage industry, I’ve seen it all—from the market's ups and downs to the challenges many buyers face. What hasn’t changed is my commitment to building real relationships with my clients. You’re never just a number on a page; you’re someone with unique goals and challenges. I take the time to dig deeper, find out exactly what you need, and share proven strategies that help make homeownership a reality.

At the core of everything I do is a simple philosophy: it’s about people, not transactions. I’m not here to push you into a decision. Instead, I offer honest advice, clear guidance, and a deep understanding of the process so that you feel confident and informed every step of the way.

Outside of work, my motivation and joy come from my wonderful wife, Rose, and our young daughter, Gianna. They remind me every day of the importance of what I do—helping families find homes where they can create lasting memories. I also stay sharp through my other passion—rowing competitively year-round. It keeps me focused, driven, and ready for any challenge, much like the work I do for my clients.

I would love the opportunity to get to know you, understand your goals, and guide you through the mortgage process. Together, we’ll make your dream home a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.86
4.97
Vanessa L
Oct 20, 2024
Verified

Dan Tharp was truly exceptional to work with. His constant communication and availability made the entire process smooth and stress-free. Despite it taking my client a year to find her dream home, Dan never hesitated to prepare different scenarios for offers and meticulously work through the numbers. His dedication and assistance were invaluable to both my client and me. I highly recommend Dan for anyone in need of a reliable and supportive loan officer!
Renee
Oct 16, 2024
Verified

You rock Dan!!!!
Hajar
Oct 14, 2024
Verified

I had a great experience because you are a hardworking and detailed person. Definitely I will recommend you to my friends. Thank you so much for your support and guidance.
Gurpreet
Oct 07, 2024
Verified

Dan and his team are great to work with. They were very patience and understanding.
Lucy B
Aug 17, 2024
Verified

Dan Tharp and Robin Davis have been exceptional throughout our home-buying journey. They are the only mortgage company we've encountered that genuinely cares about who we are as individuals and why we want to buy a home. From our first conversation, it was clear that they weren’t just trying to close a deal—they took the time to understand our goals, our dreams, and our concerns. Not only to understand them, but to feel like our dreams actually mattered to them. Even when it wasn’t easy. Their knowledge of the mortgage process is unmatched. They walked us through every step with patience and clarity, ensuring we fully understood our options and felt comfortable with our decisions. Whenever we had questions, Dan and Robin were always available to provide thoughtful, reassuring answers. It’s rare to find professionals who combine expertise with such personal care. We couldn’t have asked for a better experience, and we wholeheartedly recommend them to anyone looking for a mortgage team that goes above and beyond. Thank you, Dan and Robin, for helping make our dream of homeownership a reality!
Janice
Aug 12, 2024
Verified

Dan! He is so knowledgeable and cares for his clients (& mine!). Truly blessed to work with him (& Robin!)!!

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Awards

Causes I'm
passionate about

causes
NMLS ID #280913
I am authorized to do business in the states of California and Florida. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;