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Unlock Your Dream Home with the Perfect Loan

Explore Hundreds of Customized Loan Options Today!

About me

I believe buying a home should be one of the most rewarding experiences of your life. It's more than just crunching numbers or getting the best rate—it's about truly understanding your goals, easing your concerns, and walking with you every step of the way to your dream home.

With over 20 years in the mortgage industry, I’ve seen it all—from the market's ups and downs to the challenges many buyers face. What hasn’t changed is my commitment to building real relationships with my clients. You’re never just a number on a page; you’re someone with unique goals and challenges. I take the time to dig deeper, find out exactly what you need, and share proven strategies that help make homeownership a reality.

At the core of everything I do is a simple philosophy: it’s about people, not transactions. I’m not here to push you into a decision. Instead, I offer honest advice, clear guidance, and a deep understanding of the process so that you feel confident and informed every step of the way.

Outside of work, my motivation and joy come from my wonderful wife, Rose, and our young daughter, Gianna. They remind me every day of the importance of what I do—helping families find homes where they can create lasting memories. I also stay sharp through my other passion—rowing competitively year-round. It keeps me focused, driven, and ready for any challenge, much like the work I do for my clients.

I would love the opportunity to get to know you, understand your goals, and guide you through the mortgage process. Together, we’ll make your dream home a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.86
4.97
Bradley T
Nov 04, 2024
Verified

The options were explained clearly to us, and we felt good about our decision. The team worked hard to streamline the process for us.
Gh N
Oct 29, 2024
Verified

I had a great experience with Daniel Tharp. He is a hard working and honest person. I really recommend him to anyone who is trying to get the loan. He is so professional and helpful.
Vanessa L
Oct 20, 2024
Verified

Dan Tharp was truly exceptional to work with. His constant communication and availability made the entire process smooth and stress-free. Despite it taking my client a year to find her dream home, Dan never hesitated to prepare different scenarios for offers and meticulously work through the numbers. His dedication and assistance were invaluable to both my client and me. I highly recommend Dan for anyone in need of a reliable and supportive loan officer!
Renee
Oct 16, 2024
Verified

You rock Dan!!!!
Hajar
Oct 14, 2024
Verified

I had a great experience because you are a hardworking and detailed person. Definitely I will recommend you to my friends. Thank you so much for your support and guidance.
Gurpreet
Oct 07, 2024
Verified

Dan and his team are great to work with. They were very patience and understanding.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #280913
I am authorized to do business in the states of California and Florida. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;