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Unlock Your Dream Home with the Perfect Loan

Explore Hundreds of Customized Loan Options Today!

About me

I believe buying a home should be one of the most rewarding experiences of your life. It's more than just crunching numbers or getting the best rate—it's about truly understanding your goals, easing your concerns, and walking with you every step of the way to your dream home.

With over 20 years in the mortgage industry, I’ve seen it all—from the market's ups and downs to the challenges many buyers face. What hasn’t changed is my commitment to building real relationships with my clients. You’re never just a number on a page; you’re someone with unique goals and challenges. I take the time to dig deeper, find out exactly what you need, and share proven strategies that help make homeownership a reality.

At the core of everything I do is a simple philosophy: it’s about people, not transactions. I’m not here to push you into a decision. Instead, I offer honest advice, clear guidance, and a deep understanding of the process so that you feel confident and informed every step of the way.

Outside of work, my motivation and joy come from my wonderful wife, Rose, and our young daughter, Gianna. They remind me every day of the importance of what I do—helping families find homes where they can create lasting memories. I also stay sharp through my other passion—rowing competitively year-round. It keeps me focused, driven, and ready for any challenge, much like the work I do for my clients.

I would love the opportunity to get to know you, understand your goals, and guide you through the mortgage process. Together, we’ll make your dream home a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.88
4.97
S
Sep 01, 2025
Verified

Dan Tharp was fantastic, he really put in a lot of effort to answer questions, explain things as we went through our home buying process, and was always available if we needed help. We thank Dan and his team for their hard work to get us into our house!
Sirus
Aug 28, 2025
Sacramento, CA
Verified

Dan Tharp and his team were excellent from the beginning. Dan was quick to answer questions, he was great with personalized communication, and he made sure we understood what was going on every step of the way. He's really earned our trust and we appreciate his hard work to go above and beyond our expectations.
Che
Aug 28, 2025
Sacramento, CA
Verified

Very smooth transaction
Erin
Aug 28, 2025
Sacramento, CA
Verified

I couldn't have asked for a better loan officer than Dan Tharp. Everyone at Guild Mortgage was so helpful through the entire homebuying process and really put us at ease and made it so easy for us! I highly recommend!!
Marina R
Aug 27, 2025
Verified

Guild Mortgage-Mr. Daniel Tharp and his team have a remarkable ability to overcome any challenge and achieve any goal. Thank you for your hard work!
Maryna
Aug 27, 2025
Delray Beach, FL
Verified

Mr. Daniel Tharp and his team have a remarkable ability to overcome any challenge and achieve any goal. Thank you for your hard work!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #280913
I am authorized to do business in the states of California and Florida. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;