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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As your mortgage guide, my number one priority is you. I know that for many people the home loan process can feel overwhelming. My goal is to help alleviate that stress and make your loan process as smooth as possible. With each of my clients I like to take time upfront to discuss your short and long-term goals, so I can help match you with the right home loan.

I know you have many choices when choosing a mortgage loan originator, so I take it very personally when my clients choose to work with me. I believe clear and timely communications are key to a smooth loan process. In addition to my phone calls, you will also receive real-time loan status updates throughout your loan transaction.

When I am not originating loans for my clients you will likely find me spending time with my wife and two daughters. We enjoy traveling, hiking, watching movies, and spending quality time with family and friends. In my spare time I enjoy working on restoring my vintage 1989 Jeep Grand Wagoneer, the ultimate family car!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.98
5.0
Felix R
Aug 04, 2025
Verified

Chad is the best!! Fantastic, seamless experience.
Felix
Jul 31, 2025
Folsom, CA
Verified

Even though this is our third purchase, buying a house and securing a loan is still overwhelming, but Chad made it feel easy. He walked my wife and me through every step of the process, addressing all our concerns until we felt confident in our decisions. Chad made us feel we could call anytime, even after hours. He was always available and responsive throughout the process. He was knowledgeable, friendly, and a pleasure to work with.
Laila
Jul 31, 2025
Folsom, CA
Verified

Chad Stellmacher communication was clear, timelines were met without delay, and I always felt informed and supported. I highly recommend this Chad to anyone looking for a reliable, efficient, and trustworthy mortgage professional.
Christine Susan F
Jun 27, 2025
Verified

I had the pleasure of working with Chad Stellmacher/Guild Mortgage during my recent real estate transaction, and I cannot speak highly enough of his professionalism, responsiveness, and expertise. I would absolutely recommend Chad Stellmacher/Guild Mortgage for any real estate financing needs.
Christine
Jun 27, 2025
Folsom, CA
Verified

Working with Chad was an absolute pleasure. His communication, knowledge, and availability is exceptional.
Pamela
Jun 27, 2025
Folsom, CA
Verified

Chad kept us informed throughout the process and handled everything expeditiously and professionally.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1322592
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;