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About me

As your mortgage guide, my number one priority is you. I know that for many people the home loan process can feel overwhelming. My goal is to help alleviate that stress and make your loan process as smooth as possible. With each of my clients I like to take time upfront to discuss your short and long-term goals, so I can help match you with the right home loan.

I know you have many choices when choosing a mortgage loan originator, so I take it very personally when my clients choose to work with me. I believe clear and timely communications are key to a smooth loan process. In addition to my phone calls, you will also receive real-time loan status updates throughout your loan transaction.

When I am not originating loans for my clients you will likely find me spending time with my wife and two daughters. We enjoy traveling, hiking, watching movies, and spending quality time with family and friends. In my spare time I enjoy working on restoring my vintage 1989 Jeep Grand Wagoneer, the ultimate family car!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Raina
Dec 12, 2025
I started talking to Chad in the summer of 2022, when I wanted to buy the house I was renting in Oakland, but as a first...See more
Molly
Dec 8, 2025
Carmichael, CA
Experience logo
Chad was exceptional!
Faith
Dec 4, 2025
Sacramento, CA
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Closed smoothly no hiccups.
Ryan
Dec 3, 2025
Sacramento, CA
Experience logo
Chad was proactive and kept the process moving forward he was also very communicative .
Faith A.
Nov 24, 2025
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Chad was very communicative and thorough. Would accept another offer if he was the loan officer on file. You can’t go wr...See more
Elizabeth H.
Nov 19, 2025
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My partner and I had a challenging journey of looking for a home for over 3 years, and Chad Stellmacher was there with u...See more

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Awards

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Causes & Memberships

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NMLS ID #1322592

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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