Stephanie Mccarthy
Loan Officer
NMLS# 276562
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I have been working in this industry since 1984 and I am passionate about what I do. My career choice has been rewarding and fulfilling, and I still enjoy learning new things every day in this dynamic market. My experience in different aspects of the business, such as processing, shipping, and insuring, gives me an edge as a loan officer. I have been in this role since 1999 and I am proficient in all kinds of loan programs. I can help you find the best loan that matches your needs and goals.
I value customer service and I strive to exceed your expectations. I communicate with you clearly and promptly throughout the process. I listen to your unique situation and preferences, and I offer you personalized solutions. Working for Guild Mortgage, I have access to a wide range of loan products, including FHA, VA, Conventional, Jumbo Loans, Down-payment, USDA, Reverse Mortgages, Rehab Loans, Mobile Loans, Equity Lines and more.
On a personal note, I am happily married to my best friend for 25 years. We have a wonderful life together and we are grateful for every day. Family is very important to me. I have two amazing grown children and a beautiful 16-year-old granddaughter. My hobby is golf, and when I am not working, you can find me on the course.
My core values are sincerity, honesty, and integrity. These are the reasons why my clients trust me and refer me to their family and friends. That is the foundation of my business. I look forward to assisting you with your homebuying process.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
Testimonials
We worked with Stephanie for nearly a year while searching for our home, and I can’t say enough about how incredible the experience was. From day one, she was professional, kind, and unbelievably patient — always available to answer questions, run different loan scenarios, and talk through every “what if” that came up along the way. What stood out most was her communication and care. Whether it was early mornings, late evenings, or weekends, Stephanie always made time for us, explaining every step clearly and making what could have been a stressful process feel seamless and personal. When we finally found the home, she guided us through closing with confidence and calm — ensuring everything was on track and that we understood every detail. Thanks to her, we’ve closed on our home, and we couldn’t be more grateful. Stephanie is simply the best!
We worked with Stephanie for nearly a year while searching for our home, and I can’t say enough about how incredible the experience was. From day one, she was professional, kind, and unbelievably patient — always available to answer questions, run different loan scenarios, and talk through every “what if” that came up along the way. What stood out most was her communication and care. Whether it was early mornings, late evenings, or weekends, Stephanie always made time for us, explaining every step clearly and making what could have been a stressful process feel seamless and personal. When we finally found the home, she guided us through closing with confidence and calm — ensuring everything was on track and that we understood every detail. Thanks to her, we’ve closed on our home, and we couldn’t be more grateful. If you’re looking for someone who genuinely cares, goes above and beyond, Stephanie is simply the best!
Stephanie is an amazing loan officer. She's great at what she does ... she will take you from start to finish and keep you informed along the way. She is the entire package and ensures all details are addressed to ensure it's as smooth as what she can control. She is a true servant to great service. Her communication is clear and timely - by email, call, or text. All parties involved were updated to manage expectations for every step along the way. If someone hasn't responded that's part of the process, she'll be following up to ensure nothing gets dropped to affect process and closing on-time. She even had our buyer's file closed earlier than originally scheduled. Thank you, Stephanie. You were a great partner to work with on a recent closing.
Stephanie made the process easy and took the time to walk through it with us.
I can't express enough gratitude to Stephanie for all the help she provided me. Helped me in so many ways . I would highly recommend her services to everyone. Guild Mortgage helped me with my last loan and this one. Everyone was super great!!! Thank you so much.
Way to many documents needed for already being a client.
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!