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About me

As a Guild Loan Officer, I take sincere pride in providing my clients with friendly and informative service throughout the loan process. A home loan is one of the largest financial decisions you will make and I am committed to helping you understand all of your options so that we can make the best choice to meet your financial goals.Read more

As a Guild Loan Officer, I take sincere pride in providing my clients with friendly and informative service throughout the loan process. A home loan is one of the largest financial decisions you will make and I am committed to helping you understand all of your options so that we can make the best choice to meet your financial goals. Whether you are looking to refinance your existing home or purchase your first home and need down payment assistance programs to help get you started, we have the loan program to fit your needs. We offer Conventional, FHA, VA, 203K, Jumbo financing and much more. You can click on the “Get Started” tab at the top of this website for multiple resources and of course I am always available to answer your questions.

We provide the latest internet applications allowing my clients the convenience of the online mortgage experience, however as a local lender I still enjoy meeting in person to make sure you have all of your questions answered.  Building a strong relationship based upon trust will be my primary goal when you work with me and my team.

As a graduate of Jesuit High School, CSU Sacramento and as a Sacramento native for over 45 years I look forward to being your locally trusted lender for life.

Awards

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Causes and Memberships

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Testimonials

4.95 (66 reviews)
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5.0
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5.0
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4.9
We really appreciate Dave's consistent communication, positive attitude, and teamwork. Great experience! Thank you, Dave!
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Nicole

Nov 19, 2025

Solvang, CA

David and Eric were very proficient and had great customer service. Truly a very easy experience and completed all the necessary tasks in a very timely manner. Thank you for excellent service!! Stephanie and Michael Knudsen
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Michael

Nov 19, 2025

Solvang, CA

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #356503

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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