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Rafael Del Toro
Loan Officer
NMLS# 401161
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
5.0
5.0
Alejandra C.
Nov 3, 2025
Rafael was the best to work with. He was very detailed, specific, and honest. He made sure i didn't miss an important ...See more
Alejandra C.
Feb 3, 2024
Rafael was the best to work with. He was very detailed, specific, and honest. He made sure i didn't miss an important ...See more
Janet
Apr 3, 2023
Awesome job!
Nelson
Apr 3, 2023
Very knowledgeable and answered all our questions
Jorge
Apr 3, 2023
One of the best customer service I’ve ever received
Abel
Apr 3, 2023
I would like to thank Rafael for the help and I appreciate him helping me.
NMLS ID #401161
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;