Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I feel lucky, or rather blessed. I get to spend each workday helping people to achieve something that I believe in and care deeply about...Homeownership. I've owned over a dozen homes, some we lived in (with fond memories), rentals, flips, second home, co-owner to help a first-time buyer. I've experienced great increase in net worth through real estate allowing me to pay for my children's college education (fulfilling a dream I had held onto since I was a teenager). I've also felt the pain of losing our family home, in 1993. With three decades of experience in mortgage lending, and plenty of personal homeownership under my belt, boy is it fun to help others navigate their path through real estate.

I love that Cherry Creek Mortgage is a big company that can offer so much to our homebuyers but allows me to run my branch like a small business in order to meet each clients needs as I see fit. It's amazing to come to work each day literally with my family and best friends working beside me. And nothing puts a bigger smile on my face than seeing our clients overcoming obstacles, achieving their hard fought victories, and celebrating their success. Join us, homeownership is worth it.

First-Time Home Buyers:

For a new homebuyer, the mortgage process can seem daunting. It’s important to ask questions, but what if you don’t even know what to ask? That’s where I can help you most. My staff and I have years of experience helping first-time buyer secure a loan. We also help with planning. Even if it may be years before you’re ready to buy, give us a call. We can help you cultivate a credit profile that could pre-qualify you for a loan when you’re ready. A little strategizing before you borrow can save you hundreds of dollars per month, just for having higher credit score. Call and find out how we can put you on a path to a better home loan at the most competitive rate.

Loan Programs:

My staff and I are trained, certified, and experience with the variety of government loan programs designed to assist buyers in Orange Country, Riverside Country, and San Bernardino Country. Even if you already qualify for a conventional loan, it’s worth seeing which government loans may be available to you. Buyers in Orange Country in particular are often surprised to hear that they may be eligible for home loans programs that provide down payment assistance and assist with closing costs.

Make Your Move:

Would you like to move from renting to owning in one year from today? Give us a call. My staff and I can assist you with a 12-month timeline will help you sidestep common mistakes, like paying too much interest or getting stuck with the wrong house. If you have any questions, or just want to know where to start, we’re on hand to help you find the best home loan at the most competitive rate.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.92 out of 5.0 stars
4.98
4.85
Joe
Feb 14, 2025
Verified

Called about refinance options, Nancy was very helpful and gave me all the information up front and was very honest about everything. Highly recommend!
Farnoush S
Jan 25, 2025
Verified

Nancy was definitely a pleasure to work with. We recently wanted to refinance our HELOC, so reached out to Cherry Creek Mortgage. The reason was that our 1st mortgage was also part of a Cherry Creek Mortgage subsidiary company which was later transferred to another servicing company. We specifically picked Nancy's office because we felt that we may have a much better experience than working with other local Guild Mortgage offices. From the start, Nancy was very fast to respond to my online loan application and was able to provide an initial estimate as far as the APR and the line limit and closing costs. From that point on, it was continuous communication to provide the required documents. Throughout this process we had several questions and concerns about the process, especially when the loan was with the underwriters but Nancy promptly handled all those questions and concerns. One thing I admire Nancy for which of course never expected was several times Nancy responded to our inquiries when it was past the normal business hours. Of course, to me this was going above and beyond as I never expected to get a response late in the evening. All in all, we were able to close our loan in 26 days (even though it was during the Christmas and New Year holidays) with no hiccup and in our case the final APR and closing costs were slightly lower than what Nancy had initially quoted us. I am sad we never got to meet Nancy in person, but it is a sure bet that when it comes to shopping for our next mortgage, we will be reaching out to Nancy first. Her company and team are solid and have a large presence in California and offer a multitude of mortgages and home loans at very competitive rates and closing costs, so definitely please consider her when shopping for a mortgage or refinancing.
Farnoush
Jan 25, 2025
Verified

Nancy was definitely a pleasure to work week. We recently wanted to refinance our HELOC, so reached out to Cherry Creek Mortgage. The reason was that our 1st mortgage was also part of a Cherry Creek Mortgage subsidiary company which was later transferred to another servicing company. We specifically picked Nancy's office because we felt that we may have a much better experience than working with other local Guild Mortgage offices. From the start, Nancy was very fast to respond to my online loan application and was able to provide an initial estimate as far as the APR and the line limit and closing costs. From that point on, it was continuous communication to provide the required documents. Throughout this process we had several questions and concerns about the process, especially when the loan was with the underwriters but Nancy promptly handled all those questions and concerns. One thing I admire Nancy for which of course never expected was several times Nancy responded to our inquiries when it was past the normal business hours. Of course, to me this was going above and beyond as I never expected to get a response late in the evening. All in all, we were able to close our loan in 26 days (even though it was during the Christmas and New Year holidays) with no hiccup and in our case the final APR and closing costs were slightly lower than what Nancy had initially quoted us. I am sad we never got to meet Nancy in person, but it is a sure bet that when it comes to shopping for our next mortgage, we will be reaching out to Nancy first. Her company and team are solid and have a large presence in California and offer a multitude of mortgages and home loans at very competitive rates and closing costs, so definitely please consider her when shopping for a mortgage or refinancing.
Sandra C
Dec 11, 2024
Verified

Nancy is hands down one of the best lenders I have ever worked with. She goes above and beyond the Call of Duty is knowledgeable and professional. I trust her with my closest family and friends as well as my clients. She sets the bar at exceptionalism.
Rob M
Dec 01, 2024
Verified

Nancy Siples is simply THE BEST. Look no further because you will find no one better. My veteran real estate agent said he has never worked with anyone so talented and professional. I get no financial benefit from writing this recommendation and yet I know the world would be a better place if more people were as honest and diligent and kind as Nancy Siples.
Robert
Nov 26, 2024
Coronado, CA
Verified

Nancy is stellar and I will never use anyone else and will refer her to everyone I know. As I said before, a veteran real estate agent who handled our purchase said; Nancy is the finest lender he has ever worked with. Trust me when I say that choosing Nancy is the recipe for success. She is honest, diligent, creative and kind. At no point in the purchasing process were we ever disappointed but to the contrary, Nancy made the whole process pleasant and enjoyable. Look no further than Nancy if you want to experience pleasant succes.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #256016
I am authorized to do business in the states of Arizona, California, Idaho and Tennessee. AZ BK#0018883; AZ BKBR# 1045261; AZ LO Lic.# 1047419; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;