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Nancy Siples
Originating Branch Manager
NMLS# 256016
About me
I feel lucky, or rather blessed. I get to spend each workday helping people to achieve something that I believe in and care deeply about...Homeownership. I've owned over a dozen homes, some we lived in (with fond memories), rentals, flips, second home, co-owner to help a first-time buyer. I've experienced great increase in net worth through real estate allowing me to pay for my children's college education (fulfilling a dream I had held onto since I was a teenager). I've also felt the pain of losing our family home, in 1993. With three decades of experience in mortgage lending, and plenty of personal homeownership under my belt, boy is it fun to help others navigate their path through real estate.
I love that Cherry Creek Mortgage is a big company that can offer so much to our homebuyers but allows me to run my branch like a small business in order to meet each clients needs as I see fit. It's amazing to come to work each day literally with my family and best friends working beside me. And nothing puts a bigger smile on my face than seeing our clients overcoming obstacles, achieving their hard fought victories, and celebrating their success. Join us, homeownership is worth it.
First-Time Home Buyers:
For a new homebuyer, the mortgage process can seem daunting. It’s important to ask questions, but what if you don’t even know what to ask? That’s where I can help you most. My staff and I have years of experience helping first-time buyer secure a loan. We also help with planning. Even if it may be years before you’re ready to buy, give us a call. We can help you cultivate a credit profile that could pre-qualify you for a loan when you’re ready. A little strategizing before you borrow can save you hundreds of dollars per month, just for having higher credit score. Call and find out how we can put you on a path to a better home loan at the most competitive rate.
Loan Programs:
My staff and I are trained, certified, and experience with the variety of government loan programs designed to assist buyers in Orange Country, Riverside Country, and San Bernardino Country. Even if you already qualify for a conventional loan, it’s worth seeing which government loans may be available to you. Buyers in Orange Country in particular are often surprised to hear that they may be eligible for home loans programs that provide down payment assistance and assist with closing costs.
Make Your Move:
Would you like to move from renting to owning in one year from today? Give us a call. My staff and I can assist you with a 12-month timeline will help you sidestep common mistakes, like paying too much interest or getting stuck with the wrong house. If you have any questions, or just want to know where to start, we’re on hand to help you find the best home loan at the most competitive rate.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
I found Nancy on an approved lender list from a DPA I was looking at. Although I will not be buying until the end of the year or early next year, Nancy took the time to answer all my questions and run the numbers I can expect to need. You can tell she really loves what she does and wants to help get the best outcome possible. Thank you so much Nancy!
I found Nancy on an approved lender list of a DPA program I was looking at. She took her time to answer all my questions and even ran the numbers on how much I need to qualify for a loan and what my approved amount would be even though my current lease isn’t up until the end of the year. I could tell she enjoys her job and wants to help people get the best outcome possible! She also offers bank statement loans too! Thanks Nancy for your help and advice!
Called about refinance options, Nancy was very helpful and gave me all the information up front and was very honest about everything. Highly recommend!
Nancy was definitely a pleasure to work with. We recently wanted to refinance our HELOC, so reached out to Cherry Creek Mortgage. The reason was that our 1st mortgage was also part of a Cherry Creek Mortgage subsidiary company which was later transferred to another servicing company. We specifically picked Nancy's office because we felt that we may have a much better experience than working with other local Guild Mortgage offices. From the start, Nancy was very fast to respond to my online loan application and was able to provide an initial estimate as far as the APR and the line limit and closing costs. From that point on, it was continuous communication to provide the required documents. Throughout this process we had several questions and concerns about the process, especially when the loan was with the underwriters but Nancy promptly handled all those questions and concerns. One thing I admire Nancy for which of course never expected was several times Nancy responded to our inquiries when it was past the normal business hours. Of course, to me this was going above and beyond as I never expected to get a response late in the evening. All in all, we were able to close our loan in 26 days (even though it was during the Christmas and New Year holidays) with no hiccup and in our case the final APR and closing costs were slightly lower than what Nancy had initially quoted us. I am sad we never got to meet Nancy in person, but it is a sure bet that when it comes to shopping for our next mortgage, we will be reaching out to Nancy first. Her company and team are solid and have a large presence in California and offer a multitude of mortgages and home loans at very competitive rates and closing costs, so definitely please consider her when shopping for a mortgage or refinancing.
Nancy was definitely a pleasure to work week. We recently wanted to refinance our HELOC, so reached out to Cherry Creek Mortgage. The reason was that our 1st mortgage was also part of a Cherry Creek Mortgage subsidiary company which was later transferred to another servicing company. We specifically picked Nancy's office because we felt that we may have a much better experience than working with other local Guild Mortgage offices. From the start, Nancy was very fast to respond to my online loan application and was able to provide an initial estimate as far as the APR and the line limit and closing costs. From that point on, it was continuous communication to provide the required documents. Throughout this process we had several questions and concerns about the process, especially when the loan was with the underwriters but Nancy promptly handled all those questions and concerns. One thing I admire Nancy for which of course never expected was several times Nancy responded to our inquiries when it was past the normal business hours. Of course, to me this was going above and beyond as I never expected to get a response late in the evening. All in all, we were able to close our loan in 26 days (even though it was during the Christmas and New Year holidays) with no hiccup and in our case the final APR and closing costs were slightly lower than what Nancy had initially quoted us. I am sad we never got to meet Nancy in person, but it is a sure bet that when it comes to shopping for our next mortgage, we will be reaching out to Nancy first. Her company and team are solid and have a large presence in California and offer a multitude of mortgages and home loans at very competitive rates and closing costs, so definitely please consider her when shopping for a mortgage or refinancing.
Nancy is hands down one of the best lenders I have ever worked with. She goes above and beyond the Call of Duty is knowledgeable and professional. I trust her with my closest family and friends as well as my clients. She sets the bar at exceptionalism.
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