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Select from hundreds of loan products tailored to your needs

Mike Hauxhurst
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Mike Hauxhurst

Mortgage Advisor

19340 Jesse Lane, Suite 160, Riverside, CA 92508
Own what matters
Own what matters

About Me

Own your own home! We can help.

The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. We're on your side! We help find the best mortgage for you so you can concentrate on getting ready to move in! If you can imagine it, we can do it. Cherry Creeks offers many lending options such as, FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home. Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer! You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there. Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time! If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are homeowners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of! Contact our mortgage professionals today, we can help you on your way to your goals!
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
Louise L
Mar 17, 2023
Verified

Hi Mike Sounds good Will keep info
Nora
Jul 27, 2022
Verified

Great group of people to work with - great customer service
Richard
Jun 14, 2021
Verified

Mike & his team at Cherry Creek are awesome! Their professionalism and expertise made our experience as first time home buyers go very well. We are truly grateful for their work!
Judy
May 18, 2021
Verified

So far so good.
Carl
Mar 13, 2021
Verified

This was a very easy refinancing experience, and we got a very good rate. Everyone at Cherry Creek and the escrow office were absolutely on their game.
Vadim
Dec 06, 2020
Verified

In this competitive seller market, it is very important to have ability to reduce the loan lift contingency schedule, escrow time, and know when to remove the aprisal contingency. Mike was able to originate 2 loans timely. The team was responsive and helpful.

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NMLS ID #271370
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;