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Gabriela Santana – Guild Mortgage Lender

Gabriela Santana

Loan Officer

1000 Town Center Dr., Suite 520, Oxnard, CA 93036
Own what matters
Own what matters

About Me

Creating and enabling the feeling of empowerment in my clients is my passion.  Helping them reach beyond their expectations is my drive.  Seeing them reach their goals is my joy.

Providing educated and helpful guidance through the home buying process as a Loan Officer with Guild Mortgage is so rewarding.  Helping families and individuals reach not only their homeownership goals, but their financial growth is what keeps me thriving to grow.

Being in the finance industry since I was 19 years old gave me a great foundation to enter the mortgage loan industry in 2001.  Seeing all of the changes and challenges throughout the years has helped me expand my knowledge, skills, and attitude to help those who really need more than just a home loan.  Having been a Financial Coach, Homeownership Counselor, Credit Advisor, and Program Manager for 9 years gave me the drive to help our community grow in knowledge of their options.  I enjoy helping families and individuals see how they can accomplish their goals with a guided and intentional action plan.  Making their dreams a reality.  I am here to help, and love doing it!


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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Jun 10, 2024

Gabriela was patient and very helpful in the process.
Laura A
Jun 11, 2024

Gabriela was extremely patient throughout our loan process. We appreciate her efficient communication and time.
Jun 10, 2024

Gabriela took the time to send us detailed emails answering all of our questions. She made herself easily available and was willing to explain different options to us. She was also very patient and provided pleasant customer service.
May 16, 2024

I’m very thankful to have worked with Gabriela Santana during my loan process. With her admirable patience and passion she has for her job communication was made easy. Gabriela’s attention to detail when coming to the process of acquiring a loan was extremely helpful. My family and I couldn’t thank her enough. We were blessed to find someone so kind.
Billy D
Apr 30, 2024

Gabby is the best!! She is someone who I feel comfortable referring to all my clients. She really cares and is truly amazing.
Jason M
Apr 29, 2024

Gabriela is one of the best loan officers you could get. She was available when needed, always courteous and friendly, knowledgeable, and went above and beyond to make the loan process smooth and look easy. 30 day on time close with time to spare. Additionally, she worked great with my agent Billy Davidson. Top notch in her field!

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Causes I'm
passionate about

NMLS ID #1587723
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;