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Custom Solutions for Your Home Buying Journey
Your Home, Your Way

About me

I have been in the Real Estate Industry since 1996.  I am a Southern California native and a graduate of Rancho Santiago Community College and California State University Fullerton.

My knowledge, experience, honesty, and access to different loan products makes a significant difference in your real estate transaction.  This is what I bring to the table.  I specialize in asking the right questions, looking at the bigger picture, and educating you throughout the loan process.  It is important to understand that not all borrowers are the same.  There are several factors that determine the type of loan you qualify for, the interest rate associated with the loan, and how they help you reach your short and long-term goals.  Whether you are a first time homebuyer, a seasoned investor, moving up, downsizing, buying an investment property, or refinancing, I can help you find the right solution to your home financing needs. 

My team at Guild prides itself in providing excellent customer service that exceeds client's expectations from the beginning of the process to the end.  We integrate high technology using today's modern tools along with the personal touch required during your real estate transaction.  We strive to be as a trusted resource for you on all your real estate transactions and look forward to earning your business!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Diana
Oct 6, 2025
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Scott was great to work with.
Jamie E.
Oct 3, 2025
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Everyone for this company was so great, but Scott the loan agent was incredible! Not only was I impressed, but my real e...See more
James
Oct 3, 2025
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! Can't tell you enough how everybody went above and beyond! being said, Scott just took it to a whole Nother level. An...See more
jody1416
Oct 6, 2025
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Scott is amazing! He’s friendly, responsive and provides excellent guidance both during and beyond the refi process! I...See more
Rosario G.
Oct 3, 2025
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Scott was amazing! He was very easy to work with and helpful during The Who home buying process!! I would definitely use...See more
Rebecca
Oct 2, 2025
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It was simple and efficient

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Awards

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Causes & Memberships

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NMLS ID #488353

I am authorized to do business in the states of Arizona, California, Idaho, Nevada and Tennessee. AZ BK#0018883; AZ BKBR# 1033615; AZ LO Lic.# 488353; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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