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Custom Solutions for Your Home Buying Journey

Your Home, Your Way

About me

I have been in the Real Estate Industry since 1996.  I am a Southern California native and a graduate of Rancho Santiago Community College and California State University Fullerton.

My knowledge, experience, honesty, and access to different loan products makes a significant difference in your real estate transaction.  This is what I bring to the table.  I specialize in asking the right questions, looking at the bigger picture, and educating you throughout the loan process.  It is important to understand that not all borrowers are the same.  There are several factors that determine the type of loan you qualify for, the interest rate associated with the loan, and how they help you reach your short and long-term goals.  Whether you are a first time homebuyer, a seasoned investor, moving up, downsizing, buying an investment property, or refinancing, I can help you find the right solution to your home financing needs. 

My team at Guild prides itself in providing excellent customer service that exceeds client's expectations from the beginning of the process to the end.  We integrate high technology using today's modern tools along with the personal touch required during your real estate transaction.  We strive to be as a trusted resource for you on all your real estate transactions and look forward to earning your business!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
4.98
David
Jul 30, 2025
Bakersfield, CA
Verified

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Mark
Jul 30, 2025
Rancho Santa Margarita, CA
Verified

Scott is a true professional
Jennifer C
Jul 30, 2025
Verified

Scott was amazing! He was on top of it all the entire time! The whole process was smooth and seamless! highly recommend Scott!
Jennifer
Jul 30, 2025
Rancho Santa Margarita, CA
Verified

Scott was great! He was on top of everything the entire time! The whole process was so smooth! I would definately recommend Scott!
Kenneth N
Jul 12, 2025
Verified

Scott is a wealth of knowledge and an incredible asset to have on your side throughout the home purchasing process. He makes himself available in a way that consistently puts your nerves at ease, calmly explaining things that often feel foreign or confusing to a first time home buyer like myself. I came to him from a recommendation and will continue to recommend him to anyone looking to purchase a home.
Kenneth
Jul 11, 2025
Los Angeles, CA
Verified

Working with Scott has been a seamless experience and I can't thank him enough for making my first home purchase such a pleasant experience . He's knowledgeabl, helpful, and attentive. He makes you feel like a priority which is a relief in a potentially overwhelming life experience . Thank you again!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #488353
I am authorized to do business in the states of Arizona, California, Idaho, Nevada and Tennessee. AZ BK#0018883; AZ BKBR# 1033615; AZ LO Lic.# 488353; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;