Lucy Urena

Hi, I'm Lucy Urena, a bilingual mortgage loan officer helping homebuyers and homeowners navigate financing with clarity and confidence. With a background in mortgage and real estate and a degree in Finance from the University of California, Riverside, I work with clients who want thoughtful guidance, clear communication, and a personalized approach to home financing.

 

I help first-time homebuyers, move-up buyers, real estate investors, self-employed borrowers, and homeowners exploring refinance or home equity strategies. My focus is on understanding your goals and helping you evaluate financing options that support homeownership, real estate investing, long-term wealth building, and retirement planning.

 

Clients often appreciate my educational, relationship-focused style and concierge-level service. I believe the mortgage process should feel straightforward, informed, and aligned with your bigger financial picture. Whether you are buying a home, refinancing, investing in property, or planning how to use your home equity strategically, I'm here to help you make confident decisions.

 

As a wife, mother of three, real estate investor, and community-minded professional, I understand how important family, financial security, and future planning can be. Outside of work, I enjoy hiking, traveling, cooking, and spending time with my family.