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About me

Meet Allison Carroll Schwartz
Certified Mortgage Advisor | Educator | Strategic Home Financing Partner

As a Certified Mortgage Advisor with Guild Mortgage in Oakdale, CA, I bring more than just loan options to the table—I bring clarity, strategy, and education to every conversation. My mission is to empower homebuyers and business partners with the knowledge and tools they need to make confident, informed decisions.
I believe that buying a home is one of the most significant financial decisions a person will ever make. That’s why I don’t just take orders or quote rates—I take the time to understand your short- and long-term goals, walk you through your financing options, and help you choose the path that best supports your vision of homeownership.
My approach is rooted in education. Whether I’m breaking down complex market trends, guiding clients through mortgage scenarios, or training business partners to become strategic advisors, I’m committed to being a trusted resource. I thrive on systems, continuing education, and staying at the forefront of my field so that I can deliver the highest level of service and insight.
If you're looking for a mortgage advisor who values relationships over transactions and strategy over shortcuts, I’d love to be your guide on the journey to homeownership.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
4.94
Sherry
Jun 27, 2025
Verified

I had an excellent experience working with Allison Schwartz! Her expertise and guidance helped my buyer submit a strong offer that ultimately replaced the previous one. She was always attentive, responsive, and a true professional from start to finish. We closed escrow in just 17 days thanks to her efficiency and knowledge. Highly recommend!
Sherry
Jun 21, 2025
Modesto, CA
Verified

I had an excellent experience working with Allison Schwartz! her expertise and guidance helped my buyer submit a strong offer that ultimately replaced the previous one. She was always attentive, responsive, and a true professional from start to finish. We closed escrow in just 17 days thanks to her efficiency and knowledge. Highly recommend!
Emily
Jun 13, 2025
Verified

Working with Allison was such a breath of fresh air! 🌟 She communicated clearly every step of the way, stayed positive through the ups and downs, and was always on top of the details. Even when we hit a few bumps in the road, she stayed calm, solution-focused, and got things done. I’m so grateful for her professionalism and can’t wait to team up with her again soon!
Melissa
Jun 13, 2025
Verified

Allison is the BEST! So personable, knowledgeable and helpful. She made our experience and decision so easy, and so fun!
Annie
Jun 13, 2025
Verified

Allison and Katie made our experience smooth and successful. We are ever thankful to this team.
Emily
Jun 09, 2025
Ripon, CA
Verified

Allison was AMAZING! I've worked with a lot of lenders/mortgage brokers, and Allison was definitely one of the best I've experienced! She was on top of everything, very communicative, and a pleasure to work with. I'm looking forward to the next deal we do together!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #248573
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;