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Select from hundreds of loan products tailored to your needs

About me

Meet Allison Carroll Schwartz
Certified Mortgage Advisor | Educator | Strategic Home Financing Partner

As a Certified Mortgage Advisor with Guild Mortgage in Oakdale, CA, I bring more than just loan options to the table—I bring clarity, strategy, and education to every conversation. My mission is to empower homebuyers and business partners with the knowledge and tools they need to make confident, informed decisions.
I believe that buying a home is one of the most significant financial decisions a person will ever make. That’s why I don’t just take orders or quote rates—I take the time to understand your short- and long-term goals, walk you through your financing options, and help you choose the path that best supports your vision of homeownership.
My approach is rooted in education. Whether I’m breaking down complex market trends, guiding clients through mortgage scenarios, or training business partners to become strategic advisors, I’m committed to being a trusted resource. I thrive on systems, continuing education, and staying at the forefront of my field so that I can deliver the highest level of service and insight.
If you're looking for a mortgage advisor who values relationships over transactions and strategy over shortcuts, I’d love to be your guide on the journey to homeownership.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
4.94
Mindy
Aug 26, 2025
Salida, CA
Verified

Allison and Katie were great. Very knowledgeable, helpful and patient. It was an overall great experience.
Lisa
Aug 29, 2025
Verified

Allison did a fantastic job with the recent home purchase that we partnered on. Her commucination was appreciated.
Heather
Aug 14, 2025
Sonora, CA
Verified

I have worked with Allison for years. She brings warmth and caring to her extensive knowledge of the loan process, which has made every loan a breeze. Home buying can be very stressful, and I always know I am in good hands with Allison and her team.
Beth
Aug 14, 2025
Sonora, CA
Verified

Thank you Alison for accommodating the buyers all along the way. I look forward to working together again.
Victoria
Aug 07, 2025
Sacramento, CA
Verified

Allison and her team listened to our needs, provided exceptional customer service, and explained the loan process in an easy to understand manner. Allison spent countless hours communicating with us via phone calls and emails. We could not ask for a better loan officer. Allison ROCKS!
Shawn
Jul 21, 2025
Oakdale, California
Verified

This was my first home buying experience and Allison kept everything as smooth as possible! She was always available to answer questions and no question felt too insignificant!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #248573
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;