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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Meet Allison Carroll Schwartz
Certified Mortgage Advisor | Educator | Strategic Home Financing Partner

As a Certified Mortgage Advisor with Guild Mortgage in Oakdale, CA, I bring more than just loan options to the table—I bring clarity, strategy, and education to every conversation. My mission is to empower homebuyers and business partners with the knowledge and tools they need to make confident, informed decisions.
I believe that buying a home is one of the most significant financial decisions a person will ever make. That’s why I don’t just take orders or quote rates—I take the time to understand your short- and long-term goals, walk you through your financing options, and help you choose the path that best supports your vision of homeownership.
My approach is rooted in education. Whether I’m breaking down complex market trends, guiding clients through mortgage scenarios, or training business partners to become strategic advisors, I’m committed to being a trusted resource. I thrive on systems, continuing education, and staying at the forefront of my field so that I can deliver the highest level of service and insight.
If you're looking for a mortgage advisor who values relationships over transactions and strategy over shortcuts, I’d love to be your guide on the journey to homeownership.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
4.94
Aaron
Oct 15, 2025
Rancho Cordova, CA
Verified

Allison was very knowledgeable and always available to answer questions For us
Jerronias
Oct 15, 2025
Oakdale, CA
Verified

Allison explained everything and made sure we understood the entire process. She gave us valuable information. She is a pleasant person to work with.
Gurpreet
Oct 15, 2025
Rancho Cordova, CA
Verified

Allison was very good at communicating the progress of the whole loan from beginning to the very end.
Rochelle
Oct 09, 2025
Valley Springs, CA
Verified

Wirki h with Allison
Brandon
Oct 09, 2025
Valley Springs, CA
Verified

⭐️⭐️⭐️⭐️⭐️ Amazing experience with Guild Mortgage in Oakdale! Allison and Katie were absolutely fantastic to work with. They made the entire loan process smooth, clear, and stress-free from start to finish. Both were incredibly knowledgeable, always quick to respond, and went above and beyond to make sure everything stayed on track. You can really tell they care about their clients and take pride in their work. I couldn’t have asked for a better team — highly recommend Guild Mortgage in Oakdale if you’re buying or refinancing!
Hilda R
Oct 01, 2025
Verified

I had an excellent experience with Allison and her team! As a first time home buyer, they made the process easy and stress free. From the beginning, Allison walked me through every step and made sure I understood the terms. She and her team are genuinely kind, professional, and responsive. Highly recommend!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #248573
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;