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About me

I am a native Californian, born and raised in the San Jose/Bay Area other than the last few years of high school were in Ukiah, graduating in 1981.   I returned to the Bay Area and graduated from SJSU in 1992.Read more

I am a native Californian, born and raised in the San Jose/Bay Area other than the last few years of high school were in Ukiah, graduating in 1981.  I returned to the Bay Area and graduated from SJSU in 1992.  After spending 10 years in retail, I entered the mortgage industry in late 1991 and the rest is history.   I had found a place where I can make a difference and a path that provides a continued opportunity to learn and grow. With many different jobs and titles in the mortgage industry, I can say I still love every minute of it.

When I am not helping others obtain their dream of homeownership, I am out golfing or rolling the bowling ball, doing some seasonal gardening or making some fixes around the house.  My wife and I have been married since 1994 and have three children we adopted.  We also foster cats and dogs, working to find them great homes.  I always say “everything in our house is either under foster care or adopted.” 

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Causes and Memberships

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Testimonials

4.99 (95 reviews)
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4.9
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5.0
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5.0
Shirley Dennis. What an outstanding Loan Officer. She was instrumental in getting this transaction to the finish line. Very impressed with her.
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Marianne

Feb 20, 2026

Gilroy, CA

John, walked us through the entire process . Keeping us informed at all times. There was no added pressure and overall smooth experience. John was kind and welcoming ! We would highly recommend him and Guild to others. Thank you, John!
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Polly

Nov 4, 2025

Morgan Hill, CA

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Gelda Angel

Originating Loan Officer Assistant l NMLS #648429

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Shirley Dennis

Senior Loan Officer l NMLS #396792

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #278667

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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