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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am a native Californian, born and raised in the San Jose/Bay Area other than the last few years of high school were in Ukiah, graduating in 1981.  I returned to the Bay Area and graduated from SJSU in 1992.  After spending 10 years in retail, I entered the mortgage industry in late 1991 and the rest is history.   I had found a place where I can make a difference and a path that provides a continued opportunity to learn and grow. With many different jobs and titles in the mortgage industry, I can say I still love every minute of it.

When I am not helping others obtain their dream of homeownership, I am out golfing or rolling the bowling ball, doing some seasonal gardening or making some fixes around the house.  My wife and I have been married since 1994 and have three children we adopted.  We also foster cats and dogs, working to find them great homes.  I always say “everything in our house is either under foster care or adopted.” 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.95
5.0
Vanessa
May 27, 2025
Morgan Hill, CA
Verified

Great service and very accommodating to all of our needs. Also very clear about our options and very attentive to every detail during the whole process. Made buying our first home such a great experience.
Tyler
May 27, 2025
Morgan Hill, CA
Verified

Everything was quick, easy, and painless. John did a fantastic job of guiding us through the process. Very simple and straightforward.
TERRY
May 27, 2025
Morgan Hill, CA
Verified

It's always a pleasure to work with John at Guild Mortgage. He’s professional, responsive, and truly cares about his clients. I can always count on him to make the process smooth and stress-free. Highly recommend!
CRISTINA
May 27, 2025
Morgan Hill, CA
Verified

John did a fantastic job keeping us informed throughout the process, clearly communicating each step and updating us regularly on the buyers' progress with their loan.
Stacy
Apr 28, 2025
Hollister, CA
Verified

John a d his team were amazing, helpful, and patient through the whole experience.
David
Jan 21, 2025
Tracy, CA
Verified

From initial call a couple years ago to the "we've funded" call, the experience with you has been phenomenak . Thanks a bunch

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #278667
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;