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About me

I am a native Californian, born and raised in the San Jose/Bay Area other than the last few years of high school were in Ukiah, graduating in 1981.  I returned to the Bay Area and graduated from SJSU in 1992.  After spending 10 years in retail, I entered the mortgage industry in late 1991 and the rest is history.   I had found a place where I can make a difference and a path that provides a continued opportunity to learn and grow. With many different jobs and titles in the mortgage industry, I can say I still love every minute of it.

When I am not helping others obtain their dream of homeownership, I am out golfing or rolling the bowling ball, doing some seasonal gardening or making some fixes around the house.  My wife and I have been married since 1994 and have three children we adopted.  We also foster cats and dogs, working to find them great homes.  I always say “everything in our house is either under foster care or adopted.” 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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4.9
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5.0
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5.0
Marianne
Feb 20, 2026
Gilroy, CA
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Shirley Dennis. What an outstanding Loan Officer. She was instrumental in getting this transaction to the finish line....See more
Polly
Nov 14, 2025
Morgan Hill, CA
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John, walked us through the entire process . Keeping us informed at all times. There was no added pressure...See more
Shin-Yeong
Oct 31, 2025
Walnut Creek, CA
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John has been always helpful and prompt.
Uyen
Sept 16, 2025
Morgan Hill, CA
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My loan officer made the whole mortgage process smooth and stress-free. My loan officer is very responsive, explained ev...See more
Vanessa
June 8, 2025
Morgan Hill, CA
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Great service and very accommodating to all of our needs. Also very clear about our options and very attent...See more
Tyler
June 7, 2025
Morgan Hill, CA
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Everything was quick, easy, and painless. John did a fantastic job of guiding us through the process. Very simple and st...See more

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Awards

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Causes & Memberships

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NMLS ID #278667

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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