Select from hundreds of loan products tailored to your needs
Janene Towner Chernoff
Sales Manager NMLS# 287633
About Me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
I had an excellent experience working with Janene and her team. The process was smooth and transparent, and they were always available to answer my questions. They offered competitive rates and flexible options that suited my financial needs. I truly appreciated their professionalism and customer service. Highly recommended!
Janene is great to work with! She is very professional and knowledgeable on home loans. Highly recommend!
Janene and Gelda are always very quick to reply and answer all our questions. Janene has been great guiding us through the process to make it easy and fast.
Janene and her team supported as in the best way during the process of purchasing home
Janene make an exceptional support to close this purchase
Janene was amazing! She was very sweet, understanding and knowledgeable in the whole process. For first time homebuyers, she guided us and made us feel comfortable the whole way. We couldn't have asked for anyone better! I highly recommend her!
