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Janene Towner Chernoff

Janene Towner Chernoff

Sales Manager

16360 Monterey St., Suite 260, Morgan Hill, CA 95037
Own what matters
Own what matters

About Me

With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.

Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.97 out of 5.0 stars
Apr 08, 2024

It was a lot but Janene made the experience easy and we learned so much. She answered every question and responded everytime I needed her. Amazing job!
Mar 18, 2024

It was a quick easy process, the guild team made sure we understood everything and if we didn’t, it was explained to us. Our team worked quickly and efficiently.
Mar 18, 2024

Janene's communication and quick responses
Nov 20, 2023

I couldn't imagine better service for our unique situation. Thanks for everything you did for us, Janene!
Aug 24, 2023

Janene is the most knowledgeable, professional, patient and KIND lender I've worked with in my 10 years in the business. She is wonderful with first time home buyers all the way to savvy investors. Janene can do it all including the fact that she has done my own home mortgage! Truly a trusted colleague and my go-to recommendation for home buyers.
Aug 21, 2023

Everyone was great at communicating next steps and keeping us in the loop. We were never in the dark about what was going on.

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NMLS ID #287633
I am authorized to do business in the states of Arizona, California, Idaho, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1007114; AZ LO Lic.# 1039711; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;