Select from hundreds of loan products tailored to your needs
Janene Towner Chernoff
Sales Manager
NMLS# 287633
About me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
I have no words how I apreciate Janene's and her team support during this long and exhusting process. They were very professional and supportive of my plan in purchasing my first new home. Janene always answered my calls or return them quickly when I had questions or needed more info. She guided me in choosing the best option in the loan process. Again, Janene is an excellent loan officer, and I will defnitely recommend her to friends and family in the future.
Janene has been on top of the process of applying for a reverse mortgage for our home. We are confident we will complete the process in due time. Janene is patient with my response time of my inputs. Thank you, Janene. Thankful that Jeff Di recommended you to us.
Janene is adept at finding solutions and tailoring to any clients needs. She explains concepts in a way that makes sense to people and she is proactive about communicating updates and key points. I know my clients are always in good hands with Janene Towner-Chernoff and Guild Mortgage and I highly recommend Janene to anyone looking to begin the preapproval process to purchase a home.
Janene was recommended by Jori Mayer, Coldwell Banker Realty, and from our first conversation I knew why. Janene is knowledgeable and explained each step in a clear and concise way. She answered all my questions and even ran through a few scenarios that allowed me to make the best decision for myself and my family. I greatly appreciate the time and effort she took to make this a great experience.
Janene was recommended by Jori Mayer and from our first conversation I knew why. Janene is knowledgeable and explained each step in a clear and concise way. She answered all my questions and even ran through a few scenarios that allowed me to make the best decision for myself and my family. I greatly appreciate the time and effort she took to make this a great experience.
Janene was patient and answered all of our questions quickly and gave a complete response. She also helped us through applications for several different programs before finally buying our home .
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