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Janene Towner Chernoff
Sales Manager NMLS# 287633
About Me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Janene is an excellent loan officer. Prompt and responsive, Her years of experience are invaluable! She saved us time and money!! I would highly recommend her and her team. Loans can be confusing enough, but with the help of an expert, it makes all the difference!
Janene is extremely knowledgeable and helpful with the home loan process. With 30+ years of experience in the mortgage industry, Janene clearly explains all the steps and options and will patiently work with you find the best solution for your needs.
Thank you for your excellent service!!!
Janene is FANTASTIC. The Guild process is easy to use safe and straight forward. We experienced several personal road bumps during our loan process and Janene was always quick to respond giving us options and help steer us to the correct decision. She really knows her industry and we would consider her a real pro.
Janene Lisa and Gelda were FANTASTIC! Their promise to close in 21 days was key to getting my offer accepted and they nailed the deadline. They were so informative and supportive throughout the process. Could not have asked for more!
Janene is amazing!! I could not have imagined working with another lender. She is super professional but also very friendly and easy to talk to. As a first time home buyer everything was new to me and she took her time to make sure I was comfortable with every little thing every step of the way. I actually contacted Janene about a year before purchasing my home for information and financial advice in regards to purchasing a home so my experience was truly full circle. I look forward to working with Janene in the future again and will recommend Guild to all my friends and family :).
