Select from hundreds of loan products tailored to your needs
Janene Towner Chernoff
Sales Manager
NMLS# 287633
About me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
I had a smooth home buying experience working with Guild Mortgage for my first home purchase. Janene was exceptional throughout the entire process - always responsive to questions, proactive in communicating next steps, and willing to help navigate any challenges that came up. She made what could have been a stressful mortgage process feel manageable and kept everything on track for our closing timeline. The team at Guild Mortgage was professional and efficient, and I would definitely recommend them to other home buyers looking for reliable mortgage services.
Carrie Hightower is on the top of her class. She is up to date on the advice she gives me on my home insurance needs and helps me save money.
They were always pleasant and helpful
Mortgage loan
As first time home buyers, Janene provided exceptional service as our loan officer, making our experience seamless. Janene is professional, always punctual in communication and provided information in detail. Janene is very knowledgeable and works quick! Most importantly, Janene made the loan process stress-free; She was always readily available to answer our questions and navigate us through every step. We are very thankful to have worked with Janene and her team. We highly recommend Janene!
As first time home buyers, Janene provided exceptional service as our loan officer, making our experience seamless. Janene is professional, always punctual in communication and provided information in detail. Janene is very knowledgeable and works quick! Most importantly, Janene made the loan process stress-free; She was always readily available to answer our questions and navigate us through every step. We are very thankful to have worked with Janene and her team. We highly recommend Janene!
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