Janene Towner Chernoff
Sales Manager
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
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Testimonials
NMLS ID #287633
I am authorized to do business in the states of Arizona, California, Idaho, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1007114; AZ LO Lic.# 1039711; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;