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About me

I am a California native, born in San Jose and raised in the Bay Area. In 2018, I relocated to Gilroy.   In college I studied Marketing and then went on to get my Master’s in Public Administration. After college, I spent  eleven years in consumer banking.  Then, in 2011, looking for a new career path, I made the leap to Mortgage Lending. It was here I found my passion, helping those who want to buy a home navigate the loan process, making it as easy and seamless as possible.  

As a Silicon Valley resident, I understand the juggle of work life balance. When I am not at work, I am a “Sports Mom” and have been since my three children could kick and throw. You can find me cheering them on at their sporting events, walking at many of our local parks or enjoying some of the many local festivals in our area.  

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.88
5.0
Jacklyn
Jul 23, 2025
Verified

Hi Guild Mortgage team, I want to sincerely thank you for the exceptional service I received throughout my home financing experience. From start to finish, everything was clear, organized, and thoughtfully communicated. I especially want to recognize Gelda, who supported me every step of the way. Her responsiveness, professionalism, and patience made an incredible difference. Even though we worked remotely, she made the entire process feel smooth and manageable. I never felt overwhelmed — I always understood what was needed and felt confident at every stage thanks to her guidance. Working with Guild Mortgage gave me real peace of mind during what can often be a stressful process. I’m grateful for the high level of care and communication I received and wouldn’t hesitate to recommend your team to others. Thank you again for making this such a positive experience. – Jacklyn Ibay
Nilda
Jul 01, 2025
San Jose, CA
Verified

Gelda is very knowledgeable, and made me feel at ease throughout the entire process.
Jacklyn I
Jul 16, 2025
Verified

I’m so grateful for all of Gelda’s help and support throughout my home buying journey. From start to finish, she was incredibly responsive, patient, and clear. Because of her guidance, I never felt overwhelmed at any point—I always understood exactly what needed to be done and felt confident throughout the process. Even though we worked remotely, she made everything feel smooth and easy to navigate. She went above and beyond by following up quickly (even by text for anything urgent) and taking the time to call me to explain details clearly. Her communication, organization, and professionalism truly made a difference. I just picked up my keys yesterday, and I know I couldn’t have done it without her support. I’m so thankful I had her on my team. I highly recommend working with Gelda if you’re looking for someone who genuinely makes the process stress-free.
Jacklyn
Jul 15, 2025
San Francisco, CA
Verified

My loan officer made everything so easy and stress-free. She was incredibly organized and provided clear, easy-to-follow lists of everything I needed. She always followed up promptly, even by text, if there was something urgent, which really helped me stay on track. She explained everything in detail and made sure I understood the whole process. She also took the time to call me personally to explain things in detail, making sure I understood every step.She was patient with all my questions, professional yet friendly, and genuinely cared about helping me close on time. I always felt supported and confident knowing she was on top of every step
Jared B
Apr 14, 2025
Verified

Gelda was incredibly helpful throughout the entire process that allowed me to become a first-time homeowner. She is very responsive and reliable. She answered my many questions and worked with me to make sure I met all the deadlines and requirements for the City for my BMR condo. I would highly recommend her to others.
Edgar
Oct 28, 2024
Morgan Hill, CA
Verified

Keep up the great customer service!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #648429
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;