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About me

Dave entered the Lending industry shortly after obtaining his Bachelor of Science in Business Administration, with a Real Estate and Land Use Affairs degree at CSU Sacramento. Since March of 1990, Dave has seen the market fluctuations throughout. He has assisted borrowers and buyers alike through their good and bad times; financing after divorce, one with credit issues, assisting on a property from one's heirs, etc. Whether refinancing or purchasing, residential or commercial he has worked hands on with a variety of transactions. Throughout his tenure he has developed a loyal borrower base and developed referral partner relationships within and outside of the industry.

As a former student athlete and college All-American in soccer, I know what type of extra time and effort it takes to achieve ones goals. I have found that the key to a smooth transaction simply consist of listening to each borrowers wants and needs and communicating effectively to all parties of any given transaction.

TESTIMONIAL

Working with Dave was great. He was upfront with all the information we needed to know and gave us guidance in the purchase of our first home. He did what he said which is hard to find these days. He is professional and great person to work with. We have also worked with Dave on refinancing our home. If it weren't for Dave, we would not have known about the potential savings in our monthly mortgage. He got our house refinanced quickly. I feel he is always looking out for his clients! I would highly recommend him to my friends and family.

Client- Jennifer Chambers

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Gary
Sep 09, 2024
Verified

Thank you, Dave, for making me a true believer in the process when I thought it would never happen to me after many years of trying! You proved me wrong beyond words and made me a true believer. I am a HOMEOWNER because of you! Thank you a million times over!
Kristin
Jul 25, 2024
Verified

It was an absolute pleasure working with Dave Morris. As a first time home buyer I was nervous and had no idea what to expect during the process of purchasing a home. Dave instantly put my fears to ease. He explained every step to me and answered all my questions, even the ones I thought were stupid to ask. He worked alongside my real estate agent and the process was quick and smooth. He was in constant contact with me, letting me know where I was in the process and when my closing date would be. I love my new home and I have Dave to thank. He was professional, understanding and kind. I would definitely use Dave again.
Lisa
Jul 08, 2024
Verified

Thank you all and thank you Dave! You made the process easy and made sure I got my dream home!! The process was expedient and flexible which was critical with five other pending offers. Dave also worked to make certain I stayed up to speed with each element of the process. The rates were competitive and his guidance was critical for locking. He was very responsive each time I called. Which seemed like multiple times a day. He has a deep understanding across all aspects of the process. He also worked extremely well with my real estate agent. Super responsive, pleasant, and helpful. Both my agent and I have agreed to use Dave and Guild again for future business. I will refer to Guild and Dave to friends, family and my business associates. Thanks again!!
Alex
Apr 01, 2024
Verified

Because everything was on time.
Denise
Mar 04, 2024
Verified

I reached out to Dave because my previous loan was financed through Guild and Dave was working from the branch closest to where I live. I explained my situation and concerns and his guidance and patience was what made this refi experience great. I plan to work together in the future.
Dan
Dec 29, 2023
Verified

My wife and I recently moved out of the Bay Area. In the very beginning, this move brought us uncertainty, doubt and felt downright scary. But, all those feelings were wiped away with the help from our mortgage advisor, David Morris. With his honest hard work, knowledge and professional attitude, our experience with David proved to be outstanding in every way possible. The comfort we felt, the calmness and professionalism through the entire process was everything any homebuyer could ever ask for. We will assuredly recommend David’s service to any of our family and friends. We are extremely blessed and fortunate to have had David work with us. If you want professional service that is invaluable, you need David Morris on your side…You rocked it David! Dan and Christina

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NMLS ID #316839
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;