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Tommy Barro

Tommy Barro

Branch Manager

2100 SE Main Street, Suite 205, Irvine, CA 92614
Own what matters
Own what matters

About Me

Tommy Barro is a Partner and Sr. Mortgage Loan Originator. He has been in the mortgage industry since 2003, during which time he has developed a great reputation for his professionalism, relatability, honesty, dedication, passion and knowledge for all types of home loan programs including VA, FHA, Conventional and Jumbo Loans.

It’s important to Tommy to fully understand each individual’s financial situation to provide insightful advice. He ensures the loan process is smooth and easy by providing open and honest communication throughout the entire loan process.

“I enjoy meeting with clients, educating them about the different loan programs, and providing trusted advice that will integrate both their short term and long-term financial objectives.”

During his free time, Tommy enjoys coaching his kids in sports teams. He is married to his high school sweetheart, Mara, with two kids, Ethan and Avery.

Call Tommy today to start your home financing journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


5.0 out of 5.0 stars
Jun 12, 2019

Tommy and his team were extremely awesome! They helped us close on our purchase home in 21 days and we were selling our home in 21 days... you may not understand how difficult it is to find a good lender let alone a great one. Well search no further. Tommy was extremely professional and easy to work with. They explain every step of the process in a way that helps you understand without being in the industry.
Apr 15, 2019

Tommy was absolutely amazing!! He exceeded our expectations. When we began the process we were advised by our realtor to get a couple pre-approvals from different places to see who would give us the better rate. Tommy gave us an amazing rate. Throughout the entire process he was on it. Through every step, he kept us updated. Most people saying that buying a home is the most stressful process but with Tommy, it was so easy! He had a helpful assistant that would always answered back quickly with any questions we had. I would recommended Tommy 100%!
Oct 26, 2018

Tommy at First Centennial has done two of my mortgages and all I can say is it is a breeze. He handles it, gets it done not questions asked. I am a self employed business owner and normal banks have issues with me because I don't fit exactly inside their box and charts. Tommy and his staff are great they answer questions, take care of business and get the stuff done. They have saved me a boat load of time and money. I will keep coming back to him with every mortgage that I need done!!!
Apr 17, 2015

I can't say enough good things about Tommy Barro after recently working with him to purchase a multi family property in Long Beach. He was very responsive and worked hard to prepare a lot of paperwork early. That approach really paid off when the seller's agents made some major mistakes near the closing date. Because of Tommy's preparations and experience, he was able to help negotiate a $13k savings for me and get the deal closed on time. I will definitely use Tommy Barro and First Centennial Mortgage for all of my future transactions in Southern California.
Apr 03, 2015

Tommy Barro, and his qualified team of professional’s are professional, knowledgeable, and helpful in every angle imaginable.Working with Tommy and his Team was smooth and easy with my best home purchase experience ever. My recommendation for Tommy Barro and his Team is the beyond what any words can describe. Those who are looking for a Peaceful, Pleasant, Smooth, Easy, and much more beyond any expectation(s) in their home purchasing experience, then look no further, as Tommy and his Team is the best there is in the industry.
Oct 10, 2014

Tommy has helped up with the purchase of two homes. He is by far the most trustworthy, knowledgeable broker that you will find. He will make sure to get your deal close the right way at the best rate on time.

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NMLS ID #234371
I am authorized to do business in the states of Arizona, California, Florida, Illinois, Ohio, South Carolina and Texas. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 928498; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (;