(85 reviews)

Tommy Barro

Branch Manager

NMLS ID #234371

Irvine, CA

4.93

(85 reviews)

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2100 SE Main Street, Suite 205, Irvine, CA 92614

[email protected]

(949) 936-4325

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About me

Tommy Barro is a Partner and Sr. Mortgage Loan Originator.Read more

Tommy Barro is a Partner and Sr. Mortgage Loan Originator. He has been in the mortgage industry since 2003, during which time he has developed a great reputation for his professionalism, relatability, honesty, dedication, passion and knowledge for all types of home loan programs including VA, FHA, Conventional and Jumbo Loans.

It’s important to Tommy to fully understand each individual’s financial situation to provide insightful advice. He ensures the loan process is smooth and easy by providing open and honest communication throughout the entire loan process.

“I enjoy meeting with clients, educating them about the different loan programs, and providing trusted advice that will integrate both their short term and long-term financial objectives.”

During his free time, Tommy enjoys coaching his kids in sports teams. He is married to his high school sweetheart, Mara, with two kids, Ethan and Avery.

Call Tommy today to start your home financing journey.

Awards

Causes and Memberships

Testimonials

4.93 (85 reviews)

5.0

4.8

5.0

Tommy was able to give me an estimate in an hour on a refinance for a VA loan. amazing. he was consistent. stuck to his word and his assistants were just as top notch. I have worked with others that ruined my experience. thanks

Julianne

Apr 4, 2026 |

New Smyrna Beach, FL

Honestly Tommy functions more like a friend, rather than a loan officer, during this process...which makes this not so great experience tolerable and actually somewhat joyous. It is a very unique characteristic which makes him incredible at his job. This is now my 2nd mortgage with Tommy and I can easily say I will never try to find another loan officer/company if I had to do this again. It is by nature a greuling process (they want SO many documents/answers/details that honestly gets laughable somewhere along the line). So having a supportive friend character in the equation makes all the difference. I truly felt like "ok here we go...a crappy couple of weeks but hey at least I am doing this with Tommy on my side...so let's go." The guy is built for this. Appreciate you Tommy. His team is also just as fantastic. Kelsey, appreciate you as well. Thank you Tommy, Kelsey and Guildmortgage.

Kiarash

Apr 4, 2026 |

Los Angeles, CA

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Keep in touch

Phone:

(949) 936-4325

Mobile:

(714) 343-0176

Branch:

(877) 463-2610

Fax:

(949) 861-9489

Email:

[email protected]

2100 SE Main Street, Suite 205, Irvine, CA 92614

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #234371

I am authorized to do business in the states of Arizona, California, Florida, Hawaii, Illinois, Ohio, South Carolina and Texas. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 928498; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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Tommy Barro

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app