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About me

Tommy Barro is a Partner and Sr. Mortgage Loan Originator. He has been in the mortgage industry since 2003, during which time he has developed a great reputation for his professionalism, relatability, honesty, dedication, passion and knowledge for all types of home loan programs including VA, FHA, Conventional and Jumbo Loans.

It’s important to Tommy to fully understand each individual’s financial situation to provide insightful advice. He ensures the loan process is smooth and easy by providing open and honest communication throughout the entire loan process.

“I enjoy meeting with clients, educating them about the different loan programs, and providing trusted advice that will integrate both their short term and long-term financial objectives.”

During his free time, Tommy enjoys coaching his kids in sports teams. He is married to his high school sweetheart, Mara, with two kids, Ethan and Avery.

Call Tommy today to start your home financing journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
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Blue Hills R
Dec 27, 2024
Verified

Great guy. Team and experience
Matthew
Dec 23, 2024
Georgetown, TX
Verified

Simple easy professiional
Vaburns710
Jun 12, 2019
Norco, CA
Verified

Tommy and his team were extremely awesome! They helped us close on our purchase home in 21 days and we were selling our home in 21 days... you may not understand how difficult it is to find a good lender let alone a great one. Well search no further. Tommy was extremely professional and easy to work with. They explain every step of the process in a way that helps you understand without being in the industry.
matt90594
Oct 26, 2018
Verified

Tommy at First Centennial has done two of my mortgages and all I can say is it is a breeze. He handles it, gets it done not questions asked. I am a self employed business owner and normal banks have issues with me because I don't fit exactly inside their box and charts. Tommy and his staff are great they answer questions, take care of business and get the stuff done. They have saved me a boat load of time and money. I will keep coming back to him with every mortgage that I need done!!!
Matt90594
Oct 26, 2018
Orange, CA
Verified

Tommy at First Centennial has done two of my mortgages and all I can say is it is a breeze. He handles it, gets it done not questions asked. I am a self employed business owner and normal banks have issues with me because I don't fit exactly inside their box and charts. Tommy and his staff are great they answer questions, take care of business and get the stuff done. They have saved me a boat load of time and money. I will keep coming back to him with every mortgage that I need done!!!
Solvy
Apr 17, 2015
Hermosa Beach, CA
Verified

I can't say enough good things about Tommy Barro after recently working with him to purchase a multi family property in Long Beach. He was very responsive and worked hard to prepare a lot of paperwork early. That approach really paid off when the seller's agents made some major mistakes near the closing date. Because of Tommy's preparations and experience, he was able to help negotiate a $13k savings for me and get the deal closed on time. I will definitely use Tommy Barro and First Centennial Mortgage for all of my future transactions in Southern California.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #234371
I am authorized to do business in the states of Arizona, California, Florida, Hawaii, Illinois, Ohio, South Carolina and Texas. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 928498; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);