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About me

Gilbert Salazar is a Mortgage Loan Originator with over 20 years of experience in the industry. He prides himself on being open, honest and direct with his clients, and makes himself available 24/7 throughout the loan process to ensure they find a loan that fits their financial needs, now and in the future. Gilbert offers a deep knowledge in conventional, FHA, USDA and VA loans, as well as first-time homebuyer down payment assistance programs, renovation and jumbo loans.

During his free time, Gilbert enjoys spending time with his family. They spend a lot of time on the beach, watching sunsets, biking, barbequing, hiking, camping and golfing. Gilbert likes to be actively involved; he coaches his son’s soccer team and assists with his baseball team. He has also manages his own softball team for over 25 years.

Call Gilbert to begin your home financing process!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.93
4.96
Ana
Jan 13, 2025
Santa Maria, CA
Verified

It was great working with Gilbert. He had great communication skills and was able to get through our paperwork within the time window especially since it was the holidays.
Veronica F
Dec 27, 2024
Verified

I always recommend Gilbert to my clients, as well as friends and family. Knowledgeable and professional. Thank you for always doing a great job!!
Veronica
Dec 23, 2024
Yucaipa, CA
Verified

Gilbert has helped me with several of my clients. He always goes above and beyond to ensure a smooth transaction and that all parties are happy with the results. Thank you for all your hard work!
Thanh
Dec 23, 2024
Yucaipa, CA
Verified

Everything was simple, no hiccups. Makes the process a lot less stressful
Joshua A
Nov 26, 2024
Verified

I had the pleasure of working with Gilbert Salazar at Guild Mortgage as my mortgage broker, and I cannot recommend him enough. From start to finish, Gilbert was incredibly easy to work with. He was always responsive, answering my questions quickly and thoroughly, which made the entire process much less stressful. What really stood out was how he went above and beyond to ensure I was approved and that we closed on our new home. He navigated every challenge with professionalism and dedication, and I truly felt supported throughout. If you're looking for a reliable, knowledgeable, and dedicated mortgage broker, Gilbert is the one to choose!
Joshua
Nov 26, 2024
Verified

I had the pleasure of working with Gilbert Salazar as my mortgage broker, and I cannot recommend him enough. From start to finish, Gilbert was incredibly easy to work with. He was always responsive, answering my questions quickly and thoroughly, which made the entire process much less stressful. What really stood out was how he went above and beyond to ensure I was approved and that we closed on our new home. He navigated every challenge with professionalism and dedication, and I truly felt supported throughout. If you're looking for a reliable, knowledgeable, and dedicated mortgage broker, Gilbert is the one to choose!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #344711
I am authorized to do business in the states of Arizona, California, Florida, Illinois, Nevada, Tennessee and Washington. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 928233; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;