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About me

Gilbert Salazar is a Mortgage Loan Originator with over 20 years of experience in the industry. He prides himself on being open, honest and direct with his clients, and makes himself available 24/7 throughout the loan process to ensure they find a loan that fits their financial needs, now and in the future. Gilbert offers a deep knowledge in conventional, FHA, USDA and VA loans, as well as first-time homebuyer down payment assistance programs, renovation and jumbo loans.

During his free time, Gilbert enjoys spending time with his family. They spend a lot of time on the beach, watching sunsets, biking, barbequing, hiking, camping and golfing. Gilbert likes to be actively involved; he coaches his son’s soccer team and assists with his baseball team. He has also manages his own softball team for over 25 years.

Call Gilbert to begin your home financing process!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.95
4.97
Deisi
Jun 02, 2025
Whittier, CA
Verified

Gilbert, our Loan Officer, was incredibly supportive and accessible throughout the entire process—from our first conversation to closing day. When we initially spoke with him, we didn’t think buying a home would be possible so soon. However, Gilbert’s knowledge and expertise helped us find the perfect program for first-time homebuyers. Within just three months, we closed on our condo with a lower interest rate, despite the challenges of a hectic market. Gilbert had our best interests in mind, and we truly appreciated his attentiveness and dedication.
Maghavi
May 19, 2025
Ontario, CA
Verified

Where do I even begin with Mr. Salzar and his team? He and his team are truly amazing individuals. We were already working with another mortgage company when I told Gilbert, “I can’t promise we’ll go with you, but if you can offer us a better deal, we’ll consider it.” What really stood out to me was his integrity—he responded, “Of course, but I also don’t want to undercut the other people you’re working with. Karma has a way of coming back.” That kind of honesty really earned my respect. I told him I’d be fair and give everyone an equal chance. At that point, we were already in escrow and needed conditional approval within a week—and Gilbert and his team delivered. We needed a clear-to-close within 15 days, and again, they came through. They were responsive, communicative, and incredibly diligent throughout the tight timeline we were under. If you’re in Southern California, I highly recommend working with Gilbert and his team. I don’t think any other mortgage group could have matched their speed, dedication, and professionalism. I’ll be recommending them to all of my friends and family!
Maghavi P
May 20, 2025
Verified

Where do I even begin with Mr. Salzar and his team? He and his team are truly amazing individuals. We were already working with another mortgage company when I told Gilbert, “I can’t promise we’ll go with you, but if you can offer us a better deal, we’ll consider it.” What really stood out to me was his integrity—he responded, “Of course, but I also don’t want to undercut the other people you’re working with. Karma has a way of coming back.” That kind of honesty really earned my respect. I told him I’d be fair and give everyone an equal chance. At that point, we were already in escrow and needed conditional approval within a week—and Gilbert and his team delivered. We needed a clear-to-close within 15 days, and again, they came through. They were responsive, communicative, and incredibly diligent throughout the tight timeline we were under. If you’re in Southern California, I highly recommend working with Gilbert and his team. I don’t think any other mortgage group could have matched their speed, dedication, and professionalism. I’ll be recommending them to all of my friends and family!
Kevin G
May 20, 2025
Verified

Gilbert provided an seamless experience with our first home loan. we went through 3 other loan officers before we found him and Guild mortgage. He was always available to communicate, and we had a time sensitive loan that required tight deadlines for preapproval, approval, and clear to close. His requisites for the loan was reasonable and his team adapted to changes to in the timeline and to our particular needs (self-employed, prior mortgage) to make this a great experience. highly recommend
Patrick
Feb 10, 2025
Banning, CA
Verified

Gilberts personality.
Thomas
Feb 10, 2025
Banning, CA
Verified

Gilbert was extremely helpful and followed up

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #344711
I am authorized to do business in the states of Arizona, California, Florida, Illinois, Nevada, Tennessee and Washington. AZ BK#0018883; AZ BKBR# 1048361; AZ LO Lic.# 928233; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;