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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have over 20 years experience in the mortgage industry. I’m very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
5.0
Valerie
Jun 02, 2025
Fresno, CA
Verified

Thank you to Guild Mortgage and Lu Beltran for making this journey of selling and buying our home a stess free process. She was very professional, efficient and timely. We would recommend her to anyone purchasing a new home!! 5 stars all the way!! ⭐⭐⭐⭐⭐
Ana V
Jun 04, 2025
Verified

Great communication, always ready to answer any question regardless of day or time. Would highly recommend it to family and friends.
Ana
May 27, 2025
Hanford, CA
Verified

Great communication, always ready to answer any question regardless of day or time. Would highly recommend to family and friends.
Marla
May 29, 2025
Verified

Great customer service efficient effective very personable. It’s always great doing business with Lu.
GARY
May 19, 2025
Fresno, CA
Verified

Service was over and beyond.
Luis
May 19, 2025
Fresno, CA
Verified

She was absoutlry amazing and I would not have bought a house without her help ! Truly phenomenal !

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #244787
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;