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About me

With over 25 years of experience in the mortgage industry, I am deeply passionate about helping families achieve their dream of homeownership. As a Senior Loan Officer, I work with everyone from first-time homebuyers to seasoned investors, guiding them through the purchase and refinance processes with ease in any city in California.

I manage my relationships with clients and realtors, ensuring that every interaction is personalized and meaningful. My commitment to my clients extends beyond the office, as I am actively involved in my community and a proud member of several non-profit organizations.

I am especially passionate about supporting veterans and proudly serve as a volunteer member of a veteran organization, where I advocate for and assist those who have served our country.

Originally from Selma, CA, my journey has taken me through Southern California and the Central Coast before returning to the Central Valley to complete my BA in Management Organizational Development at Fresno Pacific University. Today, I split my time between the Central Valley and the Central Coast, serving clients in both markets.

As a wife and mother of four, I understand the demands of a busy schedule. That's why I make myself available for personal one-on-one appointments in the evenings and on weekends, ensuring that my clients receive the attention and support they need, whenever they need it. If you're ready to take the next step toward homeownership or would like information on a refinance reach out today. I'm here to help you navigate the journey with care, expertise, and heart.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
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5.0
Juan C.
Nov 3, 2025
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I was treated with respect and Lu was very professional
Adrian
Nov 2, 2025
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I have worked with many loan officers over my 20+ years as a Real Estate agent. Lu will be one that will always stand ou...See more
Chaided
Nov 6, 2025
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Great LO! Knowledgeable and efficient. Will recommend future business!
Rosa
Nov 6, 2025
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Lu Beltran did an amazing job helping me and my family through this challenging process. She is knowledgeable, approacha...See more
Maria
Oct 5, 2025
Excelente servicio
Lety
Oct 3, 2025
Lu Beltrán was professional, responsive and made the loan process, easy from start to finish . I highly recommend her. ,

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Awards

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Causes & Memberships

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NMLS ID #244787

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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