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Trusted. Experienced. Partner.

Here to guide your Home Financing Needs in CA.

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 25 years of experience in the mortgage industry, I am deeply passionate about helping families achieve their dream of homeownership. As a Senior Loan Officer, I work with everyone from first-time homebuyers to seasoned investors, guiding them through the purchase and refinance processes with ease in any city in California.

I manage my relationships with clients and realtors, ensuring that every interaction is personalized and meaningful. My commitment to my clients extends beyond the office, as I am actively involved in my community and a proud member of several non-profit organizations.

I am especially passionate about supporting veterans and proudly serve as a volunteer member of a veteran organization, where I advocate for and assist those who have served our country.

Originally from Selma, CA, my journey has taken me through Southern California and the Central Coast before returning to the Central Valley to complete my BA in Management Organizational Development at Fresno Pacific University. Today, I split my time between the Central Valley and the Central Coast, serving clients in both markets.

As a wife and mother of four, I understand the demands of a busy schedule. That's why I make myself available for personal one-on-one appointments in the evenings and on weekends, ensuring that my clients receive the attention and support they need, whenever they need it. If you're ready to take the next step toward homeownership or would like information on a refinance reach out today. I'm here to help you navigate the journey with care, expertise, and heart.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.97
5.0
Lety
Oct 07, 2025
Verified

Lu Beltrán was professional, responsive and made the loan process, easy from start to finish . I highly recommend her. ,
Oscar
Sep 25, 2025
Clovis, CA
Verified

they help us a lot they expland step by step they do a ready good job I'm so great full with them thanks a lot
Raul
Sep 19, 2025
Fresno, CA
Verified

every thing got taken care fast. love you all. and have a bless day....RR.
Jaime
Sep 08, 2025
Verified

Lu was very helpful. She deserves more than 5 stars. She never gives up and made everything possible very professional. Best in the game. I would really recommend her forsure.
Teresa
Aug 27, 2025
Verified

I appreciate Lu’s knowledge and timely attention when working with her on my loan. She clearly communicate during the process and check in with me after the loan was completed.
B
Aug 25, 2025
Verified

Lu was an outstanding lender. My team & I appreciated her consistent communication and how quickly they were able to close the buyer's loan.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #244787
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;