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Alicia Morfin

Alicia Morfin

Senior Loan Officer

7493 N. Ingram Ave., Suite 101, Fresno, CA 93711
Own what matters
Own what matters

About Me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Maria
Apr 01, 2024
Verified

Alicia is such a knowledgeable lender that she makes the transaction go smooth and easy
Sonia
Mar 26, 2024
Verified

Thank you for your support and guidance and making it an easy process.
Jazon
Mar 11, 2024
Verified

Our experience with Alicia was excellent. Together with our agent Delma Mecum, they helped us get in a position to be able to qualify for a mortgage. We weren’t in great position credit wise to begin with but with their patience , hardwork and advice, we were able to accomplish our dream of owning a home. It was stressful at times but they always assured us that it’ll work out just fine. I highly recommend Alicia and Guild mortgage!!
jazon c
Mar 08, 2024
Verified

Very impressed of the communication between us and Alicia Morfin. We appreciate everything she did for us to make it possible for us to become a homeowner.
Abraham
Sep 07, 2023
Verified

Great !!!!
Luz M
Jul 20, 2023
Verified

Very satisfied with their staff how they work as a team and they make sure you get what you want and help you all the way

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NMLS ID #293114
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;