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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a Guild Loan Officer, I take sincere pride in providing my clients with friendly and informative service throughout the loan process. A home loan is one of the largest financial decisions you will make and I am committed to helping you understand all of your options so that we can make the best choice to meet your financial goals. Whether you are looking to refinance your existing home or purchase your first home and need down payment assistance programs to help get you started, we have the loan program to fit your needs. We offer Conventional, FHA, VA, 203K, Jumbo financing and much more. You can click on the “Get Started” tab at the top of this website for multiple resources and of course I am always available to answer your questions.

We provide the latest internet applications allowing my clients the convenience of the online mortgage experience, however as a local lender I still enjoy meeting in person to make sure you have all of your questions answered.  Building a strong relationship based upon trust will be my primary goal when you work with me and my team.

As a graduate of Jesuit High School, CSU Sacramento and as a Sacramento native for over 45 years I look forward to being your locally trusted lender for life.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.88
5.0
Pedro
Sep 17, 2025
Fair Oaks, CA
Verified

The Guild team has excellent communication with clear instructions, which made the entire loan process uncomplicated and stress-free. I appreciate all the hard work behind the scenes by Dave and the team to meet the schedule milestones; it is rare to observe such a superior team. Their dedication to exceptional service truly sets them apart in the industry. I look forward to working with them again in the future and will gladly recommend them to others seeking reliable assistance.
Belushi
Sep 18, 2025
Verified

Thank you, Dave, for your guidance, feedback, and communication through the whole finance/refinance process. I have always had a great and easy experience working with Dave and would recommend him and Guild for your mortgage needs! I have for over a decade.
Belushi
Sep 05, 2025
Roseville, CA
Verified

Thank you Dave for all your assistance and communication through the whole process! Always been a pleasure working with you in the decade plus that we have. Look forward to closing out the second phase of our plan soon.
Lynn
Sep 11, 2025
Carmichael, CA
Verified

Dave and his team were a pleasure to work with. The communication was top notch.
John
Sep 11, 2025
Verified

David is extremely professional and communicative. It means a lot to me that he reached out with updates on a regular basis with needing a prompting from me. He helped make the transaction very smooth and enjoyable. Thanks David!
Kris
Sep 04, 2025
Verified

David Bonk was amazing to work with. He made the process so smooth. We got updates every step of the way. His recommendations were on point. I highly recommend working with him when you are ready to purchase a home. We will definitely work with him and his team again.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #356503
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;