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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Loan Officer, I take sincere pride in providing my clients with friendly and informative service throughout the loan process. A home loan is one of the largest financial decisions you will make and I am committed to helping you understand all of your options so that we can make the best choice to meet your financial goals. Whether you are looking to refinance your existing home or purchase your first home and need down payment assistance programs to help get you started, we have the loan program to fit your needs. We offer Conventional, FHA, VA, 203K, Jumbo financing and much more. You can click on the “Get Started” tab at the top of this website for multiple resources and of course I am always available to answer your questions.

We provide the latest internet applications allowing my clients the convenience of the online mortgage experience, however as a local lender I still enjoy meeting in person to make sure you have all of your questions answered.  Building a strong relationship based upon trust will be my primary goal when you work with me and my team.

As a graduate of Jesuit High School, CSU Sacramento and as a Sacramento native for over 45 years I look forward to being your locally trusted lender for life.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Kary
Feb 24, 2025
Lincoln, CA
Verified

Thank you!
James
Feb 24, 2025
Lincoln, CA
Verified

Dave Bonk, a mortgage professional at Guild, has been my trusted advisor for years. His honest, down-to-earth approach combines professionalism with reliability. Based on his exceptional service, I confidently recommend Dave to friends and family for all mortgage-related needs. Thank you very much, Dave! I'm looking forward to our next engagement together.
Luis
Nov 26, 2024
Orangevale, CA
Verified

I have been working with David Bonk for approximately 10 years now. During those 10 years, Dave has provided consistent excellent service to me and my buyers throughout the buying process. Working with Dave has helped me get offers accepted because of expertise and professionalism representing the buyer's qualifications to my agent counterparts. It is truly a pleasure working with Dave Bonk and his team and I look forward to many more successful transactions. Luis Rivas 1st American Realty
Courtney
Nov 26, 2024
Orangevale, CA
Verified

David and his team made the process super quick, easy and efficient. They were always available to answer questions and they were very quick to respond.
wendy l
Sep 18, 2024
Verified

We’ve worked with Dave Bonk several times now and he is the same every time. Spectacular! He is always there to answer questions, get is a letter, or whatever we need. He is a true professional and is a very caring and kind individual. You won’t find anyone that will work harder for you.
Wendy
Sep 16, 2024
Orangevale, CA
Verified

Dave Bonk is phenomenal! Always there for us.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #356503
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;