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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Loan Officer, I take sincere pride in providing my clients with friendly and informative service throughout the loan process. A home loan is one of the largest financial decisions you will make and I am committed to helping you understand all of your options so that we can make the best choice to meet your financial goals. Whether you are looking to refinance your existing home or purchase your first home and need down payment assistance programs to help get you started, we have the loan program to fit your needs. We offer Conventional, FHA, VA, 203K, Jumbo financing and much more. You can click on the “Get Started” tab at the top of this website for multiple resources and of course I am always available to answer your questions.

We provide the latest internet applications allowing my clients the convenience of the online mortgage experience, however as a local lender I still enjoy meeting in person to make sure you have all of your questions answered.  Building a strong relationship based upon trust will be my primary goal when you work with me and my team.

As a graduate of Jesuit High School, CSU Sacramento and as a Sacramento native for over 45 years I look forward to being your locally trusted lender for life.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Luis
Nov 26, 2024
Orangevale, CA
Verified

I have been working with David Bonk for approximately 10 years now. During those 10 years, Dave has provided consistent excellent service to me and my buyers throughout the buying process. Working with Dave has helped me get offers accepted because of expertise and professionalism representing the buyer's qualifications to my agent counterparts. It is truly a pleasure working with Dave Bonk and his team and I look forward to many more successful transactions. Luis Rivas 1st American Realty
Courtney
Nov 26, 2024
Orangevale, CA
Verified

David and his team made the process super quick, easy and efficient. They were always available to answer questions and they were very quick to respond.
wendy
Sep 20, 2024
Verified

We’ve worked with Dave Bonk several times now and he is the same every time. Spectacular! He is always there to answer questions, get is a letter, or whatever we need. He is a true professional and is a very caring and kind individual. You won’t find anyone that will work harder for you.
Wendy
Sep 16, 2024
Orangevale, CA
Verified

Dave Bonk is phenomenal! Always there for us.
Erik
Jul 20, 2024
Verified

David Bonk is the most amazing loan officer you will ever find. He helped to change our lives and get us into a house we absolutely love. We can’t express how grateful we are. If it wasn’t for David we would never have got the house we did. David really should get 10 stars even though the max is 5. He is honest, professional and insanely good at what he does. He surpassed any expectations we had by leaps and bounds. If you are in need of a lender you can trust with the biggest purchase of your life, David is your guy. We really can’t say enough good things about him. I’d be surprised if no one named their kids after him. That’s how good he is.
Erik
Jun 17, 2024
Rio Linda, CA
Verified

We owe David credit for everything. He made our dreams come true. Honestly we can’t say enough good stuff about him. To be even more honest I was biased against the mortgage industry before jumping into this process. However, David not only exceeded my expectations, he changed a lot of my outlook. As I mentioned before we know that if it wasn’t for David we would never have the house we do now. He helped to close the deal by speaking to the sellers which I’m sure helped out so much. We ended up getting a dream house during an insane time in the housing market. We really thought we would have to settle or lower our expectations. Instead, David literally made our dreams come true and we got a house well below market value. We still can’t believe this is real.

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Causes I'm
passionate about

member of Guild Giving
NMLS ID #356503
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;