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Cheryl Foley

Mortgage Loan Originator

NMLS# 276521

About me

Working with me you will discover why I have successfully built a flourishing referral-based business. I work hard to earn your trust and confidence by saying what I mean and doing what I say. Whether you are a first-time home buyer or a seasoned investor, you will find I am fair and competitive with a complete array of loan products to offer. I will be there for you throughout the entire loan process, providing continuous loan status updates, so you always know that status of your loan. My ultimate goal is to exceed all of your expectations.

I have lived and worked locally for over 20 years. I have two grown children who have blessed me with three amazing grandchildren. Family is of utmost importance in my personal life, just as nurturing enduring friendships and relationships are in my business life. I enjoy spending time with friends, traveling, reading cooking, but my true passion, is my granddaughter soon to enter high school and my new twin grandbabies.

I am a Californian, educated at San Diego State University with multiple certifications. I have been involved with Soroptimist International of the American River for over ten years, championing causes for women and girls in our community, nationally and internationally. I am a licensed affiliate with the Placer County Association of Realtors® and the Nevada County Association. I serve clients throughout all of California, specializing locally in Placer, Nevada, Yolo, Sacramento and El Dorado counties. I look forward to the opportunity of meeting and serving you for both your purchase and refinance needs!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.83 out of 5.0 stars
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5.0
Experience logo
4.8
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5.0
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4.8
Karen
Dec 30, 2025
Grass Valley, CA
Experience logo
Cheryl went above and beyond our expectations, she is truly a pleasure to work with.
Andrew
Dec 30, 2025
Browns Valley, CA
Experience logo
Cheryl is super nice and makes the loan experience easy which is import for someone like me who is inexperienced with th...See more
Randall
Dec 23, 2025
Rocklin, CA
Experience logo
Very impressed with Chery's extensive knowledge. Ours was not an easy loan to navigate , but throughout Cheryl was kind...See more
Denice
Oct 1, 2025
Ione, CA
Experience logo
Cheryl is the consummate professional. We have worked together many many times and she always takes great care of our c...See more
Derek
July 17, 2025
Auburn, CA
Experience logo
Very smooth and easy to work with. Responsive to all communication
Marshall
May 1, 2025
Auburn, CA
Third party logo
Cheryl showed great patience in guiding me through this complicated process

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Awards

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Causes & Memberships

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NMLS ID #276521

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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