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With the right team, it might be the right time.
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About me

Oscar Campa has helped his customers throughout their housing journey for over 13 years throughout all of California in both English and Spanish. His team specializes in first time home buyers, investment properties, veterans, and much more!

With a wealth of experience in every aspect of your journey, you can rest assured you will be taken care of from start to finish in an efficient, secure, and smooth fashion.

With the use of today’s technology you will have full clarity of what is going on every step of the way and feel confident knowing you are getting an amazing deal with a mortgage program that fits your specific circumstances.

Competitively Priced Loan Programs:
-Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
-Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
-Jumbo, Portfolio & Investor Products
-FHA / VA / USDA

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away.

With the right team, it might be the right time.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.8
Google logo
5.0
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5.0
Mayra
Oct 2, 2025
Experience logo
Oscar was great! He answered all my questions with out hesitation. He made sure I was understanding all the process. So ...See more
Olivia
Oct 7, 2025
Experience logo
Oscar Ocanpa is the best! very friendly and he will help and explain to you every detail and answer every questions yo...See more
Leonardo A.
Oct 3, 2025
Google logo
Oscar Campa is a very professional loan officer. He made my home buying process clear, and efficient. I would recommend ...See more
May K.
Oct 3, 2025
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Oscar was so great at reaching out, communicating, was so confident with our file and over delivered. We closed fast on ...See more
Jorge V.
Oct 3, 2025
Google logo
Above & Beyond to make the deal happen. 🥇 Pleasant to work with. Thank You Oscar ✌️
Jose
Sept 3, 2025
Experience logo
It was a pleasure working with Oscar and his team very professionall, end very responsible

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Awards

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Causes & Memberships

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NMLS ID #1410235

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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