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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.82
4.97
Harris Baker, J
Jun 15, 2024
Verified

💡Lily is Empowering! During the session, it was also evident how much value Lilly adds to her real estate partners. She emphasized the importance of working closely with real estate agents to create a smooth experience for homebuyers. 🏠 Her passion for collaboration and community was inspiring. Overall, Lilly is a dynamic force in the mortgage industry, a trusted partner for real estate professionals, and a pillar in the community. 👏🏾I left the session feeling empowered and grateful for the opportunity to learn from her.💪🏾
Rosie Z
Oct 03, 2023
Verified

As a Realtor, I've had the pleasure of working with Lily Navarro and her team multiple times. Lily is a true professional, I love her dedication and perseverance, she will go above and beyond to help buyers realize the dream of homeownership, she is outstanding at providing options and estimates for buyers so that they can make the right decision. It is ALWAYS a pleasure working with Lily Navarro and her Team! Thank you Lily for always doing an amazing job and bringing us to the closing table!! I look forward to our continued partnership! Rosie Zuno - Realtor with Compass
Priscilla
Sep 11, 2023
San Diego, CA
Verified

Lily always responded to all of our questions. The process was a bit more complicated than expected but she still managed to get us to close escrow.
Liangyu
Aug 12, 2025
Upland, CA
Verified

The whole process went really smoothly. Lily and her team were incredibly professional and patient, and we’re so grateful for their help in getting us our first home.
Amy W
Jul 30, 2025
Verified

I am so impressed with this lender! When she told me she could close a file that had a down payment assistance program attached in 21 days, I was highly skeptical. As a listing agent, I have been presented with offers like this and there are always delay after delay after delay and you are lucky to close in 45-60 days. Lily was a magician! She actually got it done. She was always there to communicate where the loan was and what was still left. I’m really amazed and her ability and would highly recommend her.
Adolfo
Jul 22, 2025
Pico Rivera, CA
Verified

Because Lily Navarro and Amy Toledo worked so hard to make this loan happened.. Thanks you Lily, Amy and anyone I missed

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #897500
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;