Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Julius M Morales Jr

Loan Officer

2060 Otay Lakes Road, Suite 250, Chula Vista, CA 91915
Branch:
Own what matters

About Me

Coming from an entrepreneurial family, I entered the world of real estate at the age of 18 and became the youngest real estate professional in the Imperial County. With great tenacity and ambition, it wasn’t long before I spearheaded several different housing development projects, and real estate related businesses. All of which helped build and expand my knowledge of the industry. Since then, I transitioned into the world of mortgage lending and continue to help families accomplish their real estate goals all throughout California.

Read Blog

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

What people say

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #1219484
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;