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Elizabeth Holtzapple
Loan Officer
NMLS# 1900114Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Melissa
Aug 11, 2025

Verified
Elizabeth is a fabulous person and an excellent lender. Her kindness, patience and expertise were a true blessing for us throughout the entire buying process. Elizabeth’s professionalism and help were greatly appreciated! With gratitude, Melissa Dahl
Juan A
Nov 06, 2024

Verified
I want to express my heartfelt gratitude to Elizabeth and Guild Mortgage for the exceptional support she provided throughout the process of buying our first home. Her knowledge and expertise, especially with the Dream for All program, made the experience so much smoother. Elizabeth guided us through each step of the approval process with patience and clarity, ensuring we felt confident and well-informed. Her seamless collaboration with our agent also made a significant difference, creating a cohesive team that worked tirelessly to help us reach our goal. We couldn’t have done it without her dedication and professionalism.
Juan C A
Nov 04, 2024
Spring Valley, CA

Verified
I want to express my gratitude to Elizabeth for her outstanding support throughout the process of buying our first home. Her knowledge and helpfulness made a huge difference, especially with the Dream for All program. We couldn’t have done it without her guidance and expertise.
Vivian
Mar 12, 2024

Verified
Elizabeth was helpful from start to finish! Any questions or concerns I had as a first time home buyer she answered them all. Thank you Elizabeth!
Francisco
Mar 11, 2024
Hemet, CA

Verified
It was the best
Resheed
Aug 13, 2023

Verified
AMAZING MORTGAGE LENDER!!! Elizabeth made this process so easy and simple there’s no way I wouldn’t leave her an excellent review. If you’re a first time home buyer and don’t exactly know how the process works contact Elizabeth. She literally answered my calls at any hour ( day or night ) just to make sure I understood what was going one. ⭐️⭐️⭐️⭐️⭐️
NMLS ID #1900114
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
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