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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.99
5.0
Carina H
May 22, 2025
Verified

The Senior Loan Officer Edward (Ed) Winchester with Guild Mortgage was PHENOMENAL! This was my first home purchase and Ed made the buying experience as smooth as possible and provided as many details throughout the process as he could. He answered all my questions thoroughly, ensured that I understood, and always made himself available, even outside of normal business hours and on his time off. I couldn’t believe how quickly he replied to me. He was a genuine pleasure to work with. I trusted him and his judgement completely. I am so grateful that my Real Estate Agent recommended Ed because he was without a doubt the right person to help me with buying the house that I have wanted and wished for for 16 years. Ed sincerely cared about me and wanted me to have the best home buying experience that anyone could have and that he sincerely believed I deserved. He went above and beyond by checking in on me to see how I was doing throughout the entire process, clarified paperwork, provided additional resources for understanding to aid me in making the right informed decisions, and ultimately, lessened my stress by being reliable and trustworthy. Once I received the keys to my beautiful new home, Ed even drove 4 hours round trip from his work office to meet me, my real estate agent, and my family at my home to congratulate me and present me with an unexpected, but unbelievably thoughtful house warming gift. I was completely blown away. Ed has proved that he was MEANT to be in the career he has chosen. His passion and love for people and helping them fullfill their dreams of purchasing the perfect home is evident in his positive and uplifting attitude, his extensive wealth of knowledge and experience in home buying, his relentless reassurance that buyers' decisions are good ones, and just being a down-to-earth, trustworthy, and kind person. Although the home buying process is complete, Ed still communicates with me often to see how I am enjoying my lovely new home. I am truly blessed that it was Ed at Guild Mortgage who was with me every step of the way during the most amazing purchase of my life. Thank you, Ed for who you are, for maintaining such an admirable work ethic, and for treating me with respect, dignity, and kindness. I will never forget you and the experience. You shine bright.
Mary W
May 12, 2025
Verified

Ed does a great job in all aspects of the loan process.
david s
Apr 29, 2025
Verified

Always available and there when you need him
David
Apr 28, 2025
El Cajon, CA
Verified

Our loan officer (Ed Winchester) was always available for any of our questions and keep us informed through the entire process . Ed was always there when we needed him
Catherine
Apr 11, 2025
Verified

You will never find any Loan Officer that is more caring and sincere than Ed Winchester of Guild Mortgage Company. He cares about the loan and the home you buying but most importantly, he cares about you and your family. Absolutely the Best Loan Officer!!
Thomas
Mar 05, 2025
Verified

My wife and I have worked with Ed Winchester for several years now and have had excellent support no matter what the request is. We highly recommend Ed for your mortgage needs during and after your transactions. Super friendly service and always prompt replies. A 10+. Thanks Ed!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1117275
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;