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Select from hundreds of loan products tailored to your needs

Bonita Mayne

Bonita Mayne

Senior Loan Officer

333 H Street, Suite 5000, Office 554, Chula Vista, CA 91910
Own what matters
Own what matters

About Me

As a Guild Mortgage Branch Manager, I am committed to supporting my Loan Officers in helping their clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. My team looks forward to serving your home financing needs for many years.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.59 out of 5.0 stars
Janet S
Aug 18, 2023

Home loan needs go to Guild Mortgage. Your the priority. You’re in good hands with Guild Mortgage.
Jul 05, 2023

The process was well organized and painless. Bonita and team were always available whenever we had questions.
Jun 08, 2022

5 Star Review
Aug 14, 2023

Transactions were so smooth and loan officers are very accommodating
Oct 28, 2022

Had me informed throughout the process.

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NMLS ID #156651
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;