Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Bianca Jimenez
Loan Officer NMLS# 1117610
2060 Otay Lakes Road, Suite 250, Chula Vista, CA 91913
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
From start to finish Bianca was excellent and amazing! She made the process such a pleasant and easy experience!!! She answers questions immediately and explains everything very well and clearly! We loved her! Highly recommend!!!! Thank you Bianca!!!!
What a wonderful transaction.
NMLS ID #1117610
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;