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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
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Charlotte H
Oct 09, 2024
Verified

From first time buyers who don't know if they can buy to people looking to use the money in their home for retirement, Tim Kemper is super at explaining your options. He has a kind soul and loves helping people.
Regan P
Jul 09, 2024
Verified

This was our first home buying experience and Tim was very responsive and supportive of us throughout. We are grateful to have had him on our side through this complex process!
Regan
Jul 08, 2024
Chico, CA
Verified

This was our first home buying experience and Tim was very responsive and supportive of us throughout the process. There were a number of complicated moments and times when we were worried that things weren't going to work out, but he walked through it all with us and patiently explained things we didn't understand. We are grateful to have had him on our side through this!
Carlos
Jul 08, 2024
Chico, CA
Verified

Tim connected with us well and met us where we were at in life, to help us find a way to get us into our new home.
Melissa
Jul 08, 2024
Chico, CA
Verified

Tim walked my clients through the pre approval process all the way to closing ! Great communication skills. Will definitely be working with him again !
Janette
Nov 16, 2022
Chico, CA
Verified

Tim helped me through what appeared to be (to me) a complicated VA home loan process to refinance a home. He was patient and explained everything thoroughly; he's extremely knowledgeable. He also took some time to get to know me as a 'person' which doesn't happen much in business these days. Tim was prompt in answering questions either online or by phone. He does a great job of using technology to work with people outside of his immediate geographic area. I felt comfortable using the website and loved that Tim could also send me a video explaining the data being presented. The combination of Tim + technology worked very well! I highly recommend him.

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Awards

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member of Guild Giving
NMLS ID #971542
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;