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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.96
5.0
Kevin K
Oct 16, 2025
Verified

Straightforward information provided at initial meeting. Excellent follow through on required paperwork and documentation needed to complete application succesfully. Fast turn around on all aspects controlled by Guild, Tim Kemper and the very attentive support staff. Successful refinance completed and closed in the expected time frame. Tim ensures you will feel both trusted and respected. A breath of fresh air in a commercial relationship.
Kevin
Oct 13, 2025
Chico, CA
Verified

Straightforward initial meeting with questions answered. Minor paperwork updates and income statements requested and responded to in a timely manner. No one lets paperwork sit on their desk. Support staff easy to work with and very prompt. Minor issue with correct property desciption was flagged on the weekend and fixed in time for Monday closing. As customers we received timely updates as process moved forward.
Weston
Aug 07, 2025
Verified

If you are looking for the best experience, choose Tim Kemper!
Julie
Mar 31, 2025
Chico, CA
Verified

Tim made the whole process very easy for us and went above and beyond to get it done. He kept us updated as things progressed and was always available to answer our questions. We highly recommend him to everyone!
Charlotte H
Oct 09, 2024
Verified

From first time buyers who don't know if they can buy to people looking to use the money in their home for retirement, Tim Kemper is super at explaining your options. He has a kind soul and loves helping people.
Regan P
Jul 09, 2024
Verified

This was our first home buying experience and Tim was very responsive and supportive of us throughout. We are grateful to have had him on our side through this complex process!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #971542
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;