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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.95
5.0
Julie
Mar 31, 2025
Chico, CA
Verified

Tim made the whole process very easy for us and went above and beyond to get it done. He kept us updated as things progressed and was always available to answer our questions. We highly recommend him to everyone!
Charlotte H
Oct 09, 2024
Verified

From first time buyers who don't know if they can buy to people looking to use the money in their home for retirement, Tim Kemper is super at explaining your options. He has a kind soul and loves helping people.
Regan P
Jul 09, 2024
Verified

This was our first home buying experience and Tim was very responsive and supportive of us throughout. We are grateful to have had him on our side through this complex process!
Regan
Jul 08, 2024
Chico, CA
Verified

This was our first home buying experience and Tim was very responsive and supportive of us throughout the process. There were a number of complicated moments and times when we were worried that things weren't going to work out, but he walked through it all with us and patiently explained things we didn't understand. We are grateful to have had him on our side through this!
Carlos
Jul 08, 2024
Chico, CA
Verified

Tim connected with us well and met us where we were at in life, to help us find a way to get us into our new home.
Melissa
Jul 08, 2024
Chico, CA
Verified

Tim walked my clients through the pre approval process all the way to closing ! Great communication skills. Will definitely be working with him again !

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #971542
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;