(32 reviews)

Ken Foster

Branch Manager

NMLS ID #1418967

Chico, CA

4.94

(32 reviews)

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1469 Humboldt Rd., Suite 100, Chico, CA 95928

[email protected]

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Get a clearer picture of your home financing options with a simple first step.

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You have choices when it comes to home financing

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options.Read more

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Testimonials

4.94 (32 reviews)

5.0

4.9

I found Ken to be a very caring and effecient professional. Although I have a preferred lender at this time I would refer anyone to Ken that needed another option or would be very happy to work with him again.

Nino

Feb 25, 2026 |

Chico, CA

We have worked with Ken twice for our financing needs—first when purchasing our home and again three years later to refinance when interest rates improved. Ken was a pleasure to work with and consistently went out of his way to communicate each step of the process clearly. He explained everything in a straightforward manner, making the process easy to understand. What can often be a stressful experience was smooth and efficient thanks to his professionalism. I would definitely recommend Ken and look forward to working with him again should rates drop in the future. A+

Daniel L.

Feb 6, 2026 |

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Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Mobile:

(530) 228-8531

Branch:

(530) 776-0080

Email:

[email protected]

1469 Humboldt Rd., Suite 100, Chico, CA 95928

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 6:00PM

CLOSED

Monday - Friday

9:00AM - 6:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1418967

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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Ken Foster

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app