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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tyler Bolaski

Tyler Bolaski

Loan Officer

5050 Avenida Encinas, Suite 120, Carlsbad, CA 92008
Own what matters
Own what matters

About Me

I began my career on the real estate side of the industry and spent the first 5 years of my career as a full-time Realtor in the Temecula Valley area. This gives me a unique perspective as a mortgage banker and a higher level of understanding in every transaction. My attention to detail allows me to originate every loan with finesse and ease. I pride myself on superior knowledge of loan products, underwriting guidelines, and the acumen required to handle complex scenarios. And most of all, closing quickly and on time!

Guild Mortgage offers an impressive array of mortgage products that fit every need and scenario. We offer Conventional, FHA, VA, and USDA products as well as ARM and Jumbo products. We have a lot of niche loan products available like non-warrantable condo programs, renovation loans, manufactured homes, and almost anything you can think of.

Whether you're a first-time home-buyer, an existing homeowner looking to refinance, or an investor looking to manage your real estate portfolio I would love to assist you with your mortgage banking needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1396825
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;